Home >Business Loan >Eligibility Criteria & Calculator


Expand your business potential to peak!

Apply Now

Quick Apply

I authorize Ruloans representatives to call/SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C apply
Loan Eligibility

Business Loan Eligibility Criteria

Primarily an unsecured loan, a Business Loan empowers you to avail funds without collateral for infusion into your enterprise for purposes that you deem fit.

However, to avail such a facility, you need to fulfil certain eligibility criteria laid down by our Partner Banks and NBFCs.

  • Age

    • Minimum 18 years
    • Maximum 65 years a time of Loan Maturity

  • Nationality

    • Resident Citizen of India with no Criminal Record

  • Business

    • Minimum 3 years Own Business Vintage
    • Minimum Annual Turnover and Profit at Lender's Discretion
    • Registered Chartered Accountant Audited Balance Sheet Compulsory
    • No Previous Default with any Financial Institution

  • Credit Score

    • Credit Score of 700 & More
How to Operate

Business Loan Eligibility Calculator



You are eligibile for loan amount up to


Apply Now celebration

Business Loan Eligible Entities

The following entities may avail Business Loans at Ruloans

  • Resident Individuals
  • Self-employed Professionals
  • Enterprises
    • SMEs or Small and Medium Enterprises
    • MSMEs or
    • Artisans
    • Traders
    • Manufacturers
    • Shopkeepers
    • Small Vendors
    • Retailers
  • Companies
  • Private Limited Companies
  • Public Limited Companies
  • Sole Proprietors
Related Blogs

Latest Business Loan News From Blog


What Our Clients Say