ZipLoan - Working Capital Loan | Small Business Loans in India

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What is a Business Loan?

Business loan is a specific loan given by financial institutions to its customers to fulfill their business related needs. One can get a business loan working capital needs, to buy equipment, to pay off business dues, for payment to creditors, to expand, to pay employee’s salary, etc. The funds taken from business loan are supposed to be used for business purposes only. The loan borrower should not use the funds for any personal usage. Banks and NBFCs in India offer customized loan to its customers as every business is different thus its needs varies. One has to follow specific eligibility criteria and submit particular documents to get a business loan quickly.

Why should I take a Business Loan from ZipLoan?

ZipLoan is one of India's leading NBFCs specialized in short-term business loans. ZipLoan offers quick business loan to its customers with attractive interest rate starting from just 12%*. ZipLoan offers business loan for various business related reasons. One can get a business loan from ZipLoan for working capital, business expansion, buying machinery or equipment and for developing infrastructure. ZipLoan offers collateral free business loans. ZipLoan approves a business loan in 3 working days after submitting all the appropriate required documents. As they offer special short-term business loan, the tenure for their loans ranges from 12 months (1 year) to 24 months (2 years). ZipLoan offers loan amounts from Rs. 1 lakh to Rs. 5 lakh to its customers. They have very flexible repayment, part-payment and loan closure policies.

Why Choose Ruloans To Apply For Business Loan from ZipLoan?

Ruloans is India's fastest growing financial distributors. A comprised team with mammoth experience in finance and internally developed highly proficient Loan Calculator algorithm, we are pledged to offer solutions to all your financial needs. Borrowers can apply for a business loan from ZipLoan with Ruloans’ latest online application process. We help you borrow right.


Hassle free process

We have developed an efficient, smooth and easy process for our consumers to get a business loan. Our easy to use online procedure allows consumers to apply documents quickly. Our highly proficient Loan Calculator also guides the consumers to embark on a hassle free process


Benefits of applying with us

We value our consumers and are always on our toes to give them benefits of our expertise. Applying for a business loan with us, gives you a chance to avail the best offers and deals from ZipLoan.


Free expert guidance and advice

Our financial experts are always ready to give you the perfect advice. These highly trained professionals in finance know the back and forth of the industry. Our dedicated team of experts will help you at any given time, without charging a dime.


Privacy policy

We, at Ruloans understand the value of your documents and keeping them safe and private. Your loan applications are processed electronically with complete privacy and transparency.

What are the Eligibility Criteria to get a Business Loan from ZipLoan?

  • Minimum Age (25 years)
  • Maximum Age (55 years)
  • Existing place of business
  • Current Business Exp. (Min. 2 years)
  • Minimum Bank Credit of Rs. 10 lakh in last 12 months
  • Either of Business Place or Residence Place to be owned in family

What are the Documents Required to avail a Business Loan from ZipLoan?

  • Last 2-3 years ITR
  • Bank statement (latest 12 months)
  • PAN card photocopy
  • Address proof (passport, voter card, Aadhar card, electricity bill, telephone bill)
  • Business Address Proof (Electricity Bill, Telephone Bill)
  • For Corporate:
  • All above documents
  • Balance Sheet
  • Board Resolution
  • Certificate of Incorporation

How to Apply For a Business Loan from ZipLoan on Ruloans?

Applying for a business loan from ZipLoan on Ruloans involves few easy steps:


  • Step 1: Go to the 'ZipLoan Business Loan' page on our website and click on 'Check Your Eligibility' box.
  • Step 2:Fill out the initial personal and financial information. Once completed, our loan calculator checks your eligibility with its highly efficient algorithm.
  • Step 3: Our loan calculator the list of interest rates, required document list etc. for ZipLoan.
  • Step 4: You can start filling up the form and upload the required documents. Here, if needed, you can call or mail our experts for advice. The contact details are given on our website.
  • Step 5:Your application will be sent electronically to ZipLoan. You will be informed about the status of your application via SMS, email or you can track it via website too.

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