Home Loan: Apply for Housing Loan Online at low interest rates - Ruloans

HOME LOAN

Everyone at some point in life has wished to own a house. Guess what; we can make your wish come true. You can opt for the best Home Loans via Ruloans and purchase a house when you want. There are tons of benefits when you apply via Ruloans with the major benefit being lower EMIs, higher tenures, attractive and low interest rates, hassle free application process, etc. Below we will mention how you can benefit from taking a home loan via Ruloans.

Avail attractive interest rates
When you apply for a home loan via Ruloans, you can get a loan that is not heavy on your budget and is easily manageable. Not only that, we also help you get the best deals which involves low interest rates!
Application process
When you apply for a home loan via Ruloans, you can get a loan whose application process is very user friendly. You can check your loan eligibility, utilize our home loan calculator (above), get an approximate estimate on your loan EMI amount and after you're convinced with the amount, you can fill the loan application form. On approval you will get the home loan amount.
Get service at your doorstep
When you apply for a home loan via Ruloans, you can get services like no one else. You can also avail or repay your home loan right from your home and/or office.
 
Be assured of quick and transparent processing
When you apply for a home loan via Ruloans, you can get a loan that has a streamlined process. Hence approvals will be quick and you can get the loan amount sooner than ever.
 
Choose your interest rate type
When you apply for a home loan via Ruloans, you can get a loan that has fixed and floating interest rates. You can choose as per your own preference.
 
Transfer loan balance with ease
When you apply for a home loan via Ruloans, you can get a loan transfer done anytime. We help you in transferring your existing home loan to a bank of your choice without any hassle. Hence doing business with us is full of ease.
 
 
Pay less or no prepayment charges
When you apply for a home loan via Ruloans, you can get a loan where you either pay less or no prepayment charges at all. For your information, users who have opted for a home loan with floating rates might have to pay prepayment charges.
Repay your loan over a longer tenure
When you apply for a home loan via Ruloans, you can get a loan you get opportunities and choices to repay your home loan on lower EMIs over a longer tenure. You can choose this option and survive with your budget!

FAQ's

How does Home Loan work?

Home loans are a step that you take along with the Bank & Ruloans. Here, the Bank will help you with a huge amount of funds that will be given to you in advance to buy the house you wish. But you need to remember that this huge amount which is given to you will be repayable with interest. But don't worry. You don't have to repay this in one shot. You can re-pay this loan amount through monthly EMIs (Equated Monthly Installments).

What is the best way to apply for a Home Loan via Ruloans?

There is not one, but three amazing ways for you to apply for a Home loan via Ruloans. You can start the loan process through:

  • Online via Ruloans Home Loan Page.
  • Visit Ruloans Office and start your home loan process or Call our Toll Free number 18002667576.
  • You can even mail us on support@ruloans.com and send us your home loan requirement.

What are different types of home loans?

Ruloans provides a variety of Home loans that are specifically designed to meet all your demands and budget requirements. You can also get home loans that are related to purchase of constructed residences and redevelopment, advancing loans for constructions of property, and loan for top-ups for existing loans etc.

Can I apply for a Home Loan to repair my home?

Yes! With Ruloans, you can now apply for a Home Loan for any of the following reasons:

  • Buying a house.
  • Construction of your house.
  • Home repairs.
  • Home improvements.
  • Home extension.

What are the criteria which Ruloans will look for if I apply for a home loan?

We must tell you that Ruloans takes serious measures on your home loan eligibility criteria. Here are some of the factors that we will look at:

  • Income level.
  • Age.
  • Number of dependents that you (applicant) has to support.
  • Assets and liabilities.
  • Job and Income Stability.

What documents do I need to submit along with my application for a Home Loan?

You can read above in this page itself where we have mentioned I detail regarding the document list.

How will your Home Loan EMI be calculated?

Your home loan EMI will consist of the principal loan amount and the interest on the balance outstanding amount. This is calculated by taking into account the loan amount, the time required to repay the loan and the interest rate on the borrowed amount.