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About Qbera Personal Loan:

A Qbera personal loan refers to funds that are borrowed from Qbera for multipurpose uses. In opposition to long-term loans, personal loans via Qbera is taken for relatively short to medium terms. Generally, Qbera personal loans are used to pay for one-time or short term expenses where the borrower doesn't need to disclose the specific reason for taking this loan. This type of loan is used by many to resolve their current financial needs. A Qbera personal loan is taken for a tenure that lasts between 1 to 5 years. Also these require the least number of formalities and no kind of collateral or security.

It is a type of unsecured loan that can be availed on the basis of various criteria like Level of income, employment history, credit score and scope for repayment. Considering these criteria and lender, the APR (Annual Percentage Rate) of a Qbera personal loan can be anywhere between 14% to 24%*.

Why Should You Take A Personal Loan from Qbera?

In every individual's life there comes a moment where they urgently need high amount of funds that cannot be completely covered by their savings. The amount can be needed for any personal reason like home or vehicle repair, to pay unexpected medical bills, for wedding, travel, credit card outstanding balance transfer etc. Here the option of getting this desired amount via personal loan comes extremely handy.

Qbera offers you a personal loan with easy EMI option, attractive interest rates and quick approval. They offer an instant personal loan for your various personal needs. Flexible tenure, no collateral and simple documentation makes it one of the most popular personal loans in India.

Why choose Ruloans to apply for a Qbera Personal loan?

Ruloans is one of India's leading distributors. We have a comprised team that's filled with mammoth experience in finance & Banking industry. We are pledged to offer the best solutions to all your financial needs. Borrowers can find the best deals on Qbera Personal loans when they apply via Ruloans.

Hassle free process

We have developed an efficient, smooth and easy process for our consumers to get a personal loan. Our easy to use online procedure allows consumers to upload their documents quickly. Our highly proficient Loan Calculator also guides the consumers to embark on a hassle free process

Benefits of applying with us

We value our consumers and are always on our toes to give them benefits of our expertise. Applying for a Instant Personal Loan with us, gives you a chance to avail the best offers and deals from top banks & NBFCs.

Free expert guidance and advice

Our financial experts are always ready to give you the perfect advice. These highly trained professionals in finance know the back and forth of the industry. Our dedicated team of experts will help you at any given time, without charging a dime.

Privacy policy

Ruloans understands the value of your documents and keeping them safe and secure. Hence be rest assured as your loan applications are processed electronically with complete privacy and transparency

What are the Features & Benefits of getting a Personal Loan from Qbera?

There are many reasons behind the popularity of taking an instant personal loan from Qbera. Here are some of the features and benefits;

They have easy availability

The main reason behind the popularity of Qbera personal loan is untroublesome availability. The Qbera personal loan can be acquired within 24 to 72 hours of loan application and submission of required documents.

They need minimum documentation

Unlike the other long term or larger loans, Qbera personal loans require very little documentation. Thus these loans are approved quickly without any hassle.

You get expeditious loan approval

As many financial institutions offer personal loans and Qbera require minimum documentation, they are approved quickly. When it comes to online personal loan approval, they are approved quickly where as the paper approval takes not more than one to two working days. The mechanism of approving personal loan is very easy, efficient and hassle free.

You can consolidate your debts

When it comes to financial debts, we strongly recommend clearing off a high-interest debt by taking a low-interest debt. If you happen to have multiple debts, you can combine them under one umbrella. By opting for a personal loan, you can pay off your multiple debts and be answerable to only one, which is a more hassle-free solution! Also you can clear your credit card bills by choosing Qbera personal loan for a balance transfer. This will allow you to enjoy lower interest rates.

You can take multipurpose loan

The fund from Qbera personal loan can be used for any purpose. Be it a wedding or medical expenses; renovation or personal bulk shopping, you can use these funds as they suit you. They can mainly be used to overcome any financial adversaries. Borrower can apply and access the loan amount without disclosing the purpose of the same.

No need for any collateral

To get approval on a Qbera personal loan, you do not need to offer any collateral or guarantee. Qbera approves personal loan on the basis of borrowers income details and financial history. As you do not require offering your fixed assets as mortgage or collateral, you can access the loan easily.

Offers adjustable loan amount

Based on various criteria like level of income, employment history, credit score and scope for repayment, the borrower can get a Qbera personal loan ranging anywhere between Rs. 50,000 to Rs. 7,50,000.

Get rewarded with flexible payback options

To payback your personal loan, Qbera offers you a tenure ranging from 1 year (12 months) to 2 years (48 months). Thus it is easy for the borrower to pay back the loan with easy EMI policies. Though this depends on the amount of loan, it is always a better option from other types of loans.

Varied interest rate

Depending on eligibility criteria, the borrowed sum, payback tenure, the interest rate varies on personal loan. Qbera offers 14% to 24% interest rate for salaried applicants and self-employed applicants. Also the administrative fee ranges from 2% to 4%.

What are the Eligibility Criteria to avail a Personal Loan from Qbera?

Qbera offers personal loans to customers who fulfill their designed eligibility. The eligibility criteria changes as per the profile of the borrower. But there are some commonalities which you have to follow or acquire to get a Qbera personal loan. Qbera gives personal loans by dividing their customers profession and their income history. You can refer the following table for a gross understanding of Qberas eligibility criteria:

Particulars Salaried/Self-Employed Borrowers
Age 23 years to 55 years
Income Rs. 20,000
Minimum Loan Amount Approved Rs. 50,000
Maximum Loan Amount Approved Rs. 50,000
Loan Tenure 12-48 months
Work Experience 1 year of work experience with the current employer & 3 years of experience in totality.
CIBIL Score 625

*The eligibility criteria differ from bank to bank. The above details are generic, not specific.

What are the Documents Required to avail a Personal Loan from Qbera?

  • 1. 3 cancelled cheque leaves
  • 2. Bank Statements
  • 3. One photograph
  • 4. Aadhar Card
  • 5. Address proof
  • 6. PAN Card
  • 7. Income proof

Important Facts about a Qbera Personal Loan:

  • Interest rates
  • Qbera personal loans are easy to pay back. Depending on eligibility criteria, the borrowed sum, payback tenure, the interest rate varies on personal loan. Qbera offers 14% to 24% interest rate for salaried applicants and self-employed applicants.
  • Easy EMI
  • Qbera offers their customers to use ultra modern facility of EMI calculator. The calculator comes with two scales: loan amount and tenure. Here borrowers can choose their desired loan amount and tenure to pay it off. The calculator tells you the interest rate, processing fee and can help you to choose most suitable loan option as per your budget.
  • Flexible tenure
  • You can pay off the loan in tenure of 12 to 48 months.
  • By ECS
  • The payment of decided EMI is done through auto debit or ECS facility offered by Qbera.

How to Apply For a Personal Loan on Ruloans from Qbera?

Applying for Qbera personal loan on Ruloans involves few easy steps:

  • Step 1: Go to the "Qbera Personal Loans" page on our website and click on Check Your Eligibility box.
  • Step 2: Fill out the initial personal and financial information. Once completed, our loan calculator checks your eligibility with its highly efficient algorithm.
  • Step 3: Our loan calculator presents you a list of required documents along with interest rates.
  • Step 4: You can start filling up the form and upload the required documents. Here, if needed, you can call or mail our experts for advice. The contact details are given on our website.
  • Step 5: Your application will be sent electronically to Qbera. You will be informed about the status of your application via SMS, email or you can track it via website too.


A. Yes, Qbera does charge a processing fee of 2% to 4% + tax on the loan amount.
A. Yes, you can club your spouses income in order to boost your eligibility to get Qbera personal loan.
A. For your loan-related queries, you can call our representative on 1800 2667576 or mail us at support@ruloans.com
A: Yes, you can track your application via SMS and email. We also provide the facility to track your application on our website via login menu.