Photo Identity Proof
Proof of Residence or Address Proof
Age Proof
Income Proof
Employment Proof
Office Address Proof
Tax
Photograph
If you're a salaried person and want to apply for a Personal Loan, you must meet the following criteria.
If you're a Self-Employed person and want to apply for a Personal Loan, you must meet the following criteria.
If you're a Non-Resident Indian and want to apply for a Personal Loan, you must meet the following criteria.
If you're a Pensioner and want to apply for a Personal Loan, you must meet the following criteria.
I maintain my salary account for many years hence I got a pre approved loan offer via Ruloans. I choose ICICI BANK for personal loan. The amount was sufficient with tenure period of 3 years. EMI need to pay of 6,800 rupees. The rate of interest was 14% and processing fee was decent amount. The pre closure is applicable.
I have taken personal loan through Ruloans. still this loan is active on my account and the rate of interest and processing fee was good as I compared the rates and charges of different bank to finalise. This loan was availed for personal use and it was a paperless approval since have saving account ,loan got sanctioned on time.
Ruloans service is fine as you can compare to other bank. When I chose personal loan from ICICI, they provided me a interest rate of 15%. With Ruloans I got help and took same loan at 12%. For the home renovation purpose, I approached Ruloans and they asked the proper documents to submit. Once I have given the same, they have sanctioned the loan to my account within 3 days.