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EMI Calculator

Loan Against Property EMI Calculator

A Loan Against Property may be termed as a Mortgage Loan since to avail an LAP, you need to mortgage your property to cover risk of non-payment or default in repayment of the funds borrowed. For any lender to approve such a borrowing, the lender will first analyse your personal and financial profile, which will include criteria such nationality, age, occupation, income, and market value of the collateral you are willing to keep. A mortgage loan calculator then calculates the financial implications of such a loan based on certain parameters based on eligibility criteria to enable approval of your Mortgage Loan.


Calculate your EMI for LAP

50,000 40,00,000
6.5 20
1 30
  • Monthly EMI


  • Total Interest Payable


  • Total Amount Payable

    (Principal + Interest)



How's a Loan Against Property EMI Calculated

You may calculate your LAP EMI by dividing the period of your loan in months after putting together your Principal Loan Amount, and the Interest Payable on the Amount. Below is the LAP EMI Calculation Formula:

EMI = [ P x R x ( 1 + R ) ^ N ] / [ ( 1+R ) ^ N - 1 ]


  • P = Principal Loan Amount
  • R = Interest Rate per month
  • N = Period Of Loan in months

An automated Ruloans Loan Against Property Calculator, features:

  • Easy to Use

  • Automated Process

  • Saves Time

  • Precise and Result Oriented

  • Helps LAP or Mortgage Loan Planning


Follow these steps to Calculate your Loan Against Property EMI.


Loan Against Property Amount

Move the slider to indicate your preferred Loan Amount


Interest Rate

Choose the preferred Rate of Interest


Loan Tenure

Specify your preferred loan tenure in months


View Results

  • Loan EMI

    This figure will indicate the EMI Amount Payable

  • Total Interest Payable

    This field will display the Total Amount of Interest Payable

  • Total Payment

    The Total Loan Repayment Amount displayed will be Principal plus Interest

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