Apply for Car Refinance
Jaipur, also known as Jeypore, happens to be the capital city of Rajasthan. The 'Pink City' and 'Island of Glory' form a part of the Golden Triangle tourist circuit. The city was named a World Heritage Site with the name 'Pink City of India'. Jaipur has emerged as a major IT hub with the development of the Bhamashah Techno Hub, Asia's largest incubator. On the automotive front, companies such as JCB, Hero, and Robert Bosch GmbH have manufacturing plants in the city. Trial runs for September on the upcoming Jaipur-Jaipur E-Highway have been announced by the National Highway for Electric Vehicle (NHEV) at the ‘Tech for Circular Economy’ at IIT, New Jaipur.
The number of Indians maintaining new or used cars for ease and comfort continues to upsurge day by day. That everlasting wait for the precise time that offers the best interest rates, and tenures has come to an end with Car Refinance being made available easily. Ruloans, a one-stop shop for hassle-free Car Refinance Loans in Jaipur has affiliated with notable banks and NBFCs to offer you Car Refinance or a Loan against Car at cost-effective interest rates, and convenient tenures. We’re delighted to be the only specialists in Car Refinance; we’ll assist you to get hassle-free Car Refinance in Jaipur.
Car Refinance, Used Car Refinance, or a Loan against Car at Ruloans involves merely a simple application; eligibility criteria and paperwork are negligible. You may avail of various Car Refinance features and benefits ranging from elastic repayment tenures, and more.
Interest rates presented by our partner banks and NBFCs on Car Refinance are the lowest rates offered by financial organizations. Our Car Refinance deals are amazingly cost-effective funds, which help control the cost of your car loan.
Our partner banks and NBFCs are the best, who offer the finest in terms of value for money in the face of severe and unstable financial market conditions. This permits you to profit from the flexible repayment tenures varying from 1 year to 7 years.
Ruloans’ 24/7 Digital Resources make the Car Refinance process stress-free and simple for a loan seeker. Our Car Refinance process with relaxed eligibility and negligible documentation will astonish you. With your Car Refinance Loan sanctioned and disbursed quickly, you’ll be travelling in your car comfortably.
Eligibility criteria refer to the elements that govern your prerequisites for a loan. Car Refinance of Loan against Car eligibility depends on quite a few factors that outline your claim for finance. The factors are common to most banks and NBFCs, but a few may differ according to lender-specific requirements. Eligibility standards play a major role in defining the rate of interest, tenure, etc. The eligibility criteria for Car Refinance in Jaipur are listed below.
Your age should be minimum of 21 years, and a maximum of 68 years at Loan Maturity
You should be a Resident Citizen of India without having defaulted on any previous loans and without any Criminal Record
Your should be 650 or higher
If you’re a salaried individual, you should be working with a Private Limited Company, or a Public Limited Company. As a self-employed person, you should be a Proprietor, Partner, or Director. Partnership or Private Limited Companies engaged in manufacturing, servicing, or trading are eligible for Car Refinance
As a salaried person, you should have a salary of Rs.25,000. As a self-employed individual, your gross annual income should be a minimum of Rs.3 lakh. A firm or a company requires an annual turnover of a minimum of Rs. 10 lakh
You should have a minimum of 1-year of experience with your current employer as a salaried person. If you are a self-employed person, you should be in the same business for the last 3 years. As Professional CA, CS, or Doctor, you need a minimum of 1-year of practice. A firm or a company needs business stability or a vintage of a minimum of 3 years in the same business.
Note: The above documentation requirements are for indicative purposes only, and can vary from lender to lender.
Fill out your ‘Basic Details’
After you receive your 'Car Refinance Eligibility', choose your 'Financial Institution', and upload 'Required Documents'
The Institutions will 'Verify' your Car Refinance application, and submitted documents
Your Car Refinance will be 'Sanctioned'
Receive your 'Car Refinance Amount' in your Bank Account - Simply Resourceful!