Becoming a DSA for all banks in today’s rapidly expanding loan distribution ecosystem is one of the most profitable and scalable business opportunities in India. With the growing demand for personal loans, home loans, working capital loans, loan against property, business loans, gold loans, car loans, machinery loans, rooftop solar panel loans, credit cards, insurance products, mutual funds, and other secured lending products, banks and NBFCs are actively onboarding DSAs through all bank DSA registration online models.
At Ruloans, India’s largest loan distribution company, we make all bank DSA registration simple, fast, and 100% digital—giving you access to 275+ banks & NBFCs through a single platform. This eliminates the need for separate bank DSA registration with individual lenders.
This comprehensive guide explains how to do all bank DSA registration online, eligibility criteria, documents required, commissions, and the key benefits of becoming a DSA for all banks with Ruloans.
What Is All Bank DSA Registration?
All Bank DSA Registration allows individuals, professionals, and businesses to become authorized loan agents who can offer loan products from multiple banks and NBFCs simultaneously, instead of registering separately with each bank.
As an All Bank DSA, you can:
- Source loan leads
- Compare loan offers from multiple lenders
- Submit applications digitally
- Track approvals and disbursals
- Earn commission payouts on every successful loan
With Ruloans, you get one registration → access to all major lenders.
Eligibility Criteria for All Bank DSA Registration
To apply for all bank DSA registration online, you must meet the following eligibility requirements:
- Citizenship: Must be an Indian citizen
- Age: 25 years & above
- Education: No formal qualification mandatory (training provided by Ruloans)
- CIBIL Score: Not compulsory, but a good score improves credibility
- Language Skills: Knowledge of regional languages is an added advantage
Eligible applicants include individual professionals, loan agents, ex-bankers, financial analysts, mutual fund agents, chartered accountants (CAs), insurance agents, and builders.
Ruloans welcomes both individuals and firms looking for DSA registration for all banks.
Documents Required for All Bank DSA Registrations
For smooth bank DSA registration online, keep the following documents ready:
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Identity Proof: PAN Card, Aadhaar Card, or Passport
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Address Proof: Aadhaar Card, Utility Bill, Voter ID, or Passport
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Educational Certificates: Highest qualification proof
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Proof of Income:
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3 Months Salary slips (if salaried)
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Bank statements (last 6 months)
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ITR or Form 16
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Photographs: 2 passport-size photos
Step-by-Step Process for All Bank DSA Registration Online with Ruloans
Step 1: Online Application for All Bank DSA Registration
Start your all bank DSA registration online journey by visiting Ruloans.com.
What to do:
- Go to the Become a Partner section
- Fill in your Name, Mobile Number, and Email ID
- Accept Terms & Conditions and submit the form
This first step initiates your bank DSA registration with Ruloans—no physical visit required.
Why this step matters:
This information helps Ruloans understand your profile and map you to suitable loan products and lenders.
✅ No physical visit required
✅ Takes only a few minutes
Step 2: Digital KYC & Document Upload
Once you submit your application, the next step is KYC verification.
Documents required:
- Identity Proof: PAN Card, Aadhaar Card, or Passport.
- Address Proof: Aadhar Card, Utility bills, Voter ID, or Passport.
- Educational Certificates: Proof of your highest qualification.
- Proof of Income: Salary Slips (if employed)
- Bank Statements (typically last 6 months)
- Income Tax Returns (ITR) or Form 16
- Photographs: 2 passport-sized photographs.
How it works:
- Upload documents digitally
- Ruloans verifies documents as per bank/NBFC compliance norms
Key advantage:
This single KYC is valid for multiple banks, eliminating the need for repeated documentation.
Step 3: Profile Verification & Compliance Approval
After document submission:
- Ruloans compliance team reviews your profile
- Background and document checks are completed
- Bank and NBFC onboarding requirements are aligned
What happens here:
- You are evaluated as a multi-bank DSA, not a single-bank agent
- Approval is centralized, saving weeks of effort compared to individual bank registrations
⏱️ Approval timeline: Usually within a few working days
Step 4: DSA Code Generation & Activation
Once approved:
- Your DSA Code is generated
- You are officially authorized as an All Bank DSA
- This single DSA code enables you to:
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Source loans for multiple banks
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Earn commissions across products
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Operate pan-India
Why this is powerful:
You don’t need separate agreements or codes for each lender—one DSA code, multiple banks.
Step 5: Access to Ruconnect App (DSA Partner Platform)
After activation, you receive login credentials for the Ruconnect App, Ruloans’ B2B loan distribution platform.
What you can do on Ruconnect:
- Check lender-wise eligibility
- Compare interest rates & offers
- Submit loan applications digitally
- Upload customer documents
- Track loan application status in real time
- Monitor disbursals & commissions
📱 The app works on mobile and desktop, allowing you to manage your business anytime, anywhere.
Step 6: Product Training & Business Enablement
Ruloans ensures that every DSA is business-ready, even without prior loan experience.
Support provided:
- Product-level guidance (Personal Loan, Home Loan, Business Loan, LAP, etc.)
- Eligibility understanding for different banks
- Documentation checklist for faster approvals
- Sales & conversion best practices
This step helps DSAs close deals faster and reduce rejection rates.
Step 7: Start Sourcing Customers & Submitting Applications
Now you are ready to start your All Bank DSA business.
Your role as a DSA:
- Identify loan-ready customers
- Understand customer requirements
- Match them with the best bank/NBFC offer
- Submit applications through Ruconnect
Because you have access to multiple lenders, you can always choose the most suitable option for the customer—improving approval chances.
Step 8: Real-Time Tracking & Coordination
Once applications are submitted:
- Track every stage: login, approval, sanction & disbursal
- Coordinate with Ruloans backend and bank teams
- Resolve queries quickly using centralized support
Key benefit:
You stay informed without chasing banks individually.
Step 9: Loan Disbursal & Commission Payout
After successful disbursal:
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Commission is calculated based on:
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Loan amount
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Product type
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Bank/NBFC payout structure
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What Ruloans offers:
- Transparent commission structure
- On-time payouts
- Centralized earnings tracking
💰 The more you disburse, the more you earn—no income cap.
Step 10: Scale Your All Bank DSA Business
Once you start earning, Ruloans helps you scale faster:
- Expand into multiple loan products
- Serve customers across cities and states
- Build a referral network
- Increase average ticket size
- Grow monthly and annual payouts
Many DSAs start part-time and eventually turn this into a full-time, high-income business.
Loan Products You Can Offer as an All Bank DSA
After successful registration with Ruloans, you can offer a wide range of products, including:
- Personal Loan
- Home Loan
- Business Loan
- Working Capital Loan
- Rooftop Solar Panel Loan
- Loan Against Property (LAP)
- Education Loan
- Car Loan
- Gold Loan
- Credit Card
- Mutual Funds & Insurance Products
This multi-product access helps you maximize income from the same customer base.
How Much Can as a Loan DSA Earn?
Earnings depend on product and loan size:
- Personal Loans & Credit Cards: High volume, quick payouts
- Home Loans & LAP: High-ticket commissions
- Business Loans: Strong repeat income
With consistent performance, DSAs earn ₹50,000 to ₹3,00,000+ per month through all bank DSA registration online.
Benefits of Registering as a DSA with All Banks
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One Registration, Multiple Banks
No need to approach each bank individually—Ruloans gives you access to 265+ lenders under one roof.
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Higher Commission Potential
More banks mean better conversion ratios and attractive on-time commission payouts.
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Faster Loan Approvals
Compare lenders instantly and submit applications to banks with the highest approval probability.
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Zero Investment Business Model
No franchise fee or office setup required—start digitally with minimal cost.
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End-to-End Support
From onboarding and training to relationship managers and tech support, Ruloans supports you at every stage.
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Transparent Tracking & Payouts
Track loan application status, disbursals, and claim payout through the Ruconnect App.
Final Words!
All bank DSA registration online is one of the smartest ways to enter India’s booming financial services industry. With access to multiple banks, advanced digital tools, and diverse loan products, becoming a DSA for all banks offers long-term, scalable income.
By choosing Ruloans for bank DSA registration online, you don’t just complete DSA registration for all banks—you join India’s largest loan distribution ecosystem.
👉 Start your All Bank DSA Registration today with Ruloans and unlock unlimited earning potential.
