Bank DSA Registration Simplified: Start Your Loan Agent Journey Today

If you’ve ever dreamed of starting your own business with minimal investment, becoming a Bank DSA (Direct Selling Agent) could be the perfect opportunity for you. As a bank loan agent, you can earn attractive payouts by connecting customers with the right financial products. And when you join hands with Ruloans, India’s Leading Loan Distribution Company, you get the advantage of selling a wide range of loan products under one roof.

Whether it’s a Personal Loan, Home Loan, Business Loan, Loan Against Property, Education Loan, Solar Loan, Machinery Loan, Insurance Products, or even Credit Cards, Ruloans gives you access to 275+ partner banks and NBFCs, helping you meet every customer’s financial need while earning a competitive DSA loan agent commission.

What is Bank DSA?

A Bank DSA (Direct Selling Agent) is an authorized representative who works with banks and financial institutions to source customers for their loan products. As a bank loan agent, you help customers choose the right loan, collect documents, and connect them with the bank — and in return, you earn DSA loan agent commissions based on the loan amount disbursed.

With Ruloans Bank DSA Registration, you are not tied to a single bank. You get access to 275+ partner banks, PSU banks, NBFCs, and financial companies, which means you can offer multiple loan products to your customers all in one place.

Who Can Become a Bank DSA?

Almost anyone with a strong network and interest in finance can apply for Bank DSA registration:

Loan Agent
Ex-Banker
Chartered Accountant (C.A.)
Mutual Fund Agent
Builder or Developer
Insurance Agent
Financial Consultant

If you have the drive to succeed, Ruloans gives you the platform, products, and payouts to thrive as a Direct Selling Agent.

Simple Steps for Bank DSA Registration

Becoming a Bank DSA with Ruloans is a straightforward process designed to help you start your bank loan agent journey quickly and with minimal hassle.

Step 1: Fill Out the Online Registration Form

Visit the Ruloans.com official website or download the Ruconnect App from the Google Play Store or Apple App Store.
On the homepage, navigate to the Become a Partner page or app dashboard, and you’ll find the DSA Registration section. Click on it to access the form.
Enter your basic details such as full name, mobile number, PAN card no, email address, and city.
Make sure all details are accurate—this will help speed up the approval process.

Pro Tip: Keep your phone handy during registration, as you’ll receive an OTP for verification.

Step 2: Submit Your KYC and Required Documents

Once you’ve filled out the form, the next step is to upload your Know Your Customer (KYC) documents. This is necessary to verify your identity and eligibility.
You will typically need:

Identity Proof: PAN Card, Aadhaar Card, or Passport.
Address Proof: Aadhar Card, Utility bills, Voter ID, or Passport.
Educational Certificates: Proof of your highest qualification.
Proof of Income: Salary Slips of 3 months (if employed)
Bank Statements (typically last 6 months)
Income Tax Returns (ITR) or Form 16
Photographs: Two passport-sized photographs.

Pro Tip: Scan and upload clear copies to avoid delays. Blurry or incomplete documents can slow down approval.

Step 3: Profile Verification and Background Check

After document submission, the Ruloans onboarding team will conduct a background verification.

The Ruloans onboarding team verifies your details and documents.
Your CIBIL score may be checked to ensure credibility as a Direct Selling Agent.
You might receive a verification call or email for clarification.

💡 Pro Tip: Keep your phone line active and respond promptly to verification calls or emails.

Step 4: Approval and DSA Code Generation

Once your profile is successfully verified, you’ll receive your unique DSA code.

This code is your official identity as a Bank DSA with Ruloans.
You can now log in to the Ruconnect App or Web Portal to access loan products, track leads, and monitor your payouts.

Pro Tip: Save your DSA code securely—it will be required for all your loan sourcing activities.

Step 5: Start Selling Loan Products Under One Roof

This is where your earning journey begins. With your DSA account active, you can:

Offer multiple loan products, including Personal Loan, Home Loan, Loan Against Property, Business Loan, Education Loan, Car Loan, and Credit Card.
Connect customers with 275+ partner banks and NBFCs.
Track application status and commissions in real time through the Ruconnect App.

Pro Tip: Focus on building a strong network and maintaining good relationships with your clients for repeat business.

Eligibility Criteria for Bank DSA Registration

You don’t need a finance degree to become a DSA. Here’s what you need:

Citizenship: Must be an Indian citizen.
Age: Minimum age is 25 years & above.
Education: No formal qualification required — Ruloans provides full training for Direct Selling Agents.
CIBIL Score: A Good score is preferred for credibility.
Language Skills: Knowledge of local languages is an added advantage.

How Much Can You Earn as a Bank DSA?

As a Bank DSA, your earnings depend on the loan amount disbursed and the commission rates for each product. For example:

Personal Loan – 1% to 3% commission

Home Loan – 0.2% to 1% commission

Business Loan – 1% to 2% commission

Loan Against Property – 0.5% to 1% commission

With Ruloans’ vast product range and customer reach, you can scale your income by serving multiple loan requirements for the same customer.

Final Words!

Becoming a Bank DSA with Ruloans is more than just earning commissions — it’s building a sustainable, growth-oriented business as a trusted Direct Selling Agent. With easy Bank DSA registration, access to multiple loan products, trusted banking partnerships, and powerful tools like the Ruconnect App, your journey as a bank loan agent can begin today.

✅ Register now with Ruloans and start earning high DSA loan agent commissions while helping customers achieve their financial goals.