As India accelerates its transition toward renewable energy, more businesses are exploring the usefulness of solar energy to reduce costs and enhance sustainability. Solar energy is no longer just an environmental choice—it is now a financially smart one too. For DSA Partners working with Ruloans, understanding the advantages of solar energy and offering customized solar system loans can help you serve your customers better and grow your earnings in this emerging segment.

At Ruloans, India’s leading loan distribution company with 300+ banking and NBFC partnerships, we provide tailored solar system loan options for MSMEs, enterprises, and homeowners. These loans are ideal for anyone looking to embrace solar power without facing high upfront expenses.

Let’s explore the financial benefits of installing solar energy systems and how it helps both your customers and your success as a DSA.

What is a Solar Loan?

A solar system loan is a structured financing solution that allows individuals and businesses to install rooftop solar panels and related components without paying the full amount upfront. Instead, they repay in affordable monthly EMIs, making the transition to solar energy budget-friendly and efficient.

Ruloans’ Rooftop Solar Loan is crafted for established businesses (with a minimum turnover of ₹25 crores and 5+ years in operation), offering flexible funding for commercial and industrial solar needs.

Key Financial Benefits of Installing Solar Power for Businesses

  1. Zero Upfront Investment, Maximum Return

With a solar system loan, your clients can finance the entire solar setup—including panels and ancillaries—without straining their working capital.

Loan Amounts: ₹60 Lakhs to ₹3 Crores
Flexible Tenure: 12 to 84 months

This opens the door for businesses to enjoy the usefulness of solar energy without a heavy initial investment.

  1. Monthly EMIs Lower Than Current Electricity Bills

One of the most compelling advantages of solar energy is that EMIs are often lower than current electricity bills, enabling immediate savings. Over time, the total cost-saving is substantial.

DSA Tip: Use Ruloans’ Solar Loan EMI Calculator to show clients how much they save each month.

  1. Attractive Interest Rates & No Collateral

Customers enjoy competitive interest rates:

  • 7.99% Flat Rate

  • 12.5% Reducing Balance Rate

No additional collateral is needed, making the solar system loan process simple and stress-free.

  1. Tax Savings & Government Incentives

By choosing solar energy, businesses can benefit from:

  • Accelerated depreciation under Income Tax

  • GST input credits

  • Subsidies and state-level incentives

These perks not only cut down expenses but also highlight the usefulness of solar energy in improving corporate sustainability profiles.

  1. Improved Business Valuation & Green Branding

Installing a solar system increases property value and builds a strong eco-conscious brand image. It shows stakeholders that the company is forward-thinking and environmentally responsible.

Bonus: Clients can add back solar energy savings when calculating loan eligibility, with Ruloans’ ABB and GST-based eligibility programs.

Documents Required to Apply for Solar Loan

To ensure smooth processing, here’s what your clients will need:

  • Company KYC: GST Certificate, Udyam Certificate, Shop Light Bill
  • Personal KYC: PAN, Aadhaar, Residence Electricity Bill
  • Financials:

  • Last 1 year’s Bank Statement (PDF)

  • Last 2 years ITR

How to Apply for a Solar Loan Online with Ruloans

Help your customers follow these simple steps:

  1. Visit www.ruloans.com
  2. Select Solar Loan under the Loans menu
  3. Click Apply Now and sign in using Aadhaar-linked mobile
  4. Complete the digital application and submit income & loan details
  5. Choose Ruloans Expert as provider and submit

Our team will reach out to match them with the best solar loan deal that suits their business needs.

Final Words!

Investing in solar isn’t just a green move—it’s a smart financial strategy. The advantages of solar energy go far beyond environmental impact. It helps businesses cut energy costs, improve brand image, and increase operational efficiency.

As a DSA, promoting the usefulness of solar energy and guiding clients toward the right solar system loan helps you boost conversions and earn attractive commissions. With Ruloans by your side, offering clean energy financing solutions is easier than ever.

🚀 Get started today! Download the Ruconnect App from the Google Play Store & register now to become a Solar Loan DSA Partner

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