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What is a Personal Loan?


By virtue of being an unsecured form of credit, you can avail a Personal Loan without pledging any collateral with minimal documentation, and easy eligibility criteria. This kind of instant loan does not have any end-usage restrictions, which means you could finance a royal wedding, a trip to your dream destination, renovate your home, deal with a medical emergency, or finance the expansion of your business.

Ruloans will connect you to a lending partner of your choice, and our team will take you through the process quickly with ease. Choose from our catalog of Personal Loan Partners of Banks and NBFCs according to your needs and convenience for rapid approval and swift disbursal of your personal loan.

Personal Loan Types

Different Types of Personal Loans for your Special Needs

Our lending partners will be more than pleased to offer you a personal loan for your urgent upfront needs. At Ruloans, you can opt for online personal loans or loans offline when you need money for expenses

What makes Personal Loan a Perfect Choice!

Features of Personal Loan

No Collateral or Security

No collateral or mortgage to avail a personal loan. Loan approval is based on your credit score, credit report, repayment history, and other criteria.


No end-usage restrictions on a Personal Loan gives you the liberty to meet multiple purposes including medical emergencies, holidays, business, or debt consolidation.

Flexible Tenure

You may avail a loan for a flexible period ranging from 12 months and 72 months.

Minimal Documentation

Identity proof, proof of residence or address, and income proof are the only requirement for a personal loan.

Quick Disbursal

Once approved, disbursal of your personal loan happens within a few hours. If you avail a pre-approved personal loan, the disbursal would be as short as a few minutes.

Flexible Loan Amount

Factors determining your loan value are repayment history, monthly income, age, profession, employer reputation, etc.

Reasons Why You Should Choose Us

Why Trust Ruloans

  • Easy Availability Across India

    Ruloans along with significant partner Banks extend Instant Online Personal Loan up to Rs. 25 lakhs to virtually all salaried individuals in India.

  • High-Speed Process

    At Ruloans, Adhaar based e-KYC speeds up the documentation process by eliminating physical paperwork. You can obtain a personal loan at the least financing costs within 24 to 48 hours.

  • Ruloans Digital Resources Advantage

    You can think about loan costs, offers, and online services on our digital platform. Our online resources will direct you to settle on the right decision, and pick the right bank for your advance according to your financial plan and assumptions. You can pick the moneylender contrasting different key components of a credit like loan fee, tenure, processing fees, etc.

  • Professional Guidance and Advice

    Experts at Ruloans know the ins and outs of the business. Our committed group of individual specialists will guide you to pick the right credit fee.

  • Minimum Documentation Requirements

    As mentioned earlier, the bulk of the paperwork are easy to obtain KYC connected papers and evidence. Hence, individual personal loans are authorized and disbursed speedily without issues. Ruloans handles this loan eligibility criterion for you with ease.

  • Profit from Best Offers

    We esteem our clients and are consistently on our toes to give them advantages of our abilities. Applying for any advance or loans through us, allows you an opportunity to benefit from the best offers and agreements our Partner Banks and NBFCs have to offer.

Get Personal Loan in no time with these easy steps!

How to apply for a Personal Loan



Check your eligibility




Click on apply now




Fill in personal and financial details




Submit application

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