By virtue of being an unsecured form of credit, you can avail a Personal Loan without pledging any collateral with minimal documentation, and easy eligibility criteria. This kind of instant loan does not have any end-usage restrictions, which means you could finance a royal wedding, a trip to your dream destination, renovate your home, deal with a medical emergency, or finance the expansion of your business.
Ruloans will connect you to a lending partner of your choice, and our team will take you through the process quickly with ease. Choose from our catalog of Personal Loan Partners of Banks and NBFCs according to your needs and convenience for rapid approval and swift disbursal of your personal loan.
Our lending partners will be more than pleased to offer you a personal loan for your urgent upfront needs. At Ruloans, you can opt for online personal loans or loans offline when you need money for expenses
Have you placed your wedding in the shopping cart with exquisite location and dreamy décor? If yes then you need not worry about ready funds to drive your wedding. Ruloans Personal Loan is tailor-made to host all your financial needs. A picture-perfect wedding demands expenses of various kinds including- caterer, venue, décor and more. To fund all your wedding needs, Ruloans assists you in meeting the right lender and borrow right!
Has the global pandemic shelved all your travel plans to the snow-covered ranges, beautiful hills or dreamy beaches? Well, it's time to redeem and travel back! Get Set & Go to your dream destinations without worrying about your budget. Avail a holiday loan product to ease your travel and add good memories with us. Ruloans offer you the best and helps you borrow right. A measure of budget, planning of dates and a holiday loan that fits the best is all you need to set some astounding travel goals.
A medical emergency can knock on your door when you least expect it. Unfortunately, most of us aren't prepared enough and face the turmoil it brings along. No warning situation can land you in trouble as these unforeseen expenses are unthought and unplanned. Ruloans stands tall with you in need of an hour. With multiple Personal loan options and quick disbursals, you can claim a hassle-free loan to attend your contingency.
Deal with your medical expenses without having to pledge any asset or investment as collateral. Experts at Ruloans provide you with the right guidance ensuring that you receive the personal loan amount for your emergency at the most competitive rate.
Getting a degree or honing your skills demand a considerable amount of money especially when you aim for overseas. While the cost of education continues to soar, it is imperative to plan your finances ahead of admission. Education is a tool to change the world and money must not be an obstacle to knowledge. With Ruloans, fulfil your dream of studying in a world-class university in India or overseas. Once your application in the college or university you envisioned gets accepted, Ruloans assists you in acquiring the right Personal Loan at the best available rate to fund your dream.
Consolidate all your debts in one place and ease your loan repayment with our Debt Consolidation Loan Product. Debt Consolidation Loan helps you combine all your outstanding loans and pay just one for your ease and convenience. Moreover, when you pay off all your outstanding loans, you can avail better interest rates and enjoy affordable EMIs with us.
Feel like sprucing up your nest? Look around, maybe that age-old furniture, bathroom fittings or electricals around need some do-up. Home Renovation can cost you arm and a leg especially when changes are substantial. Take a Personal loan for a much-needed makeover to glam up your nest and hike up its worth.
Bring the lights and grand celebrations & festivities in your home without worrying about your finances. Festival Loan product helps you celebrate your God, Hope & faith in a fulfilling way. Are you in a festive mood? Bring home joy and happiness with our Loan and make your festival bigger & brighter.
Ruloans bring in a special Loan Product for government employees, namely, a Loan for Government employees. Every government employee gets a collateral-free Personal Loan against his salary on better terms & conditions. So, there's more you get by being a government employee than just perks, because we value your contribution!
No collateral or mortgage to avail a personal loan. Loan approval is based on your credit score, credit report, repayment history, and other criteria.
No end-usage restrictions on a Personal Loan gives you the liberty to meet multiple purposes including medical emergencies, holidays, business, or debt consolidation.
You may avail a loan for a flexible period ranging from 12 months and 72 months.
Identity proof, proof of residence or address, and income proof are the only requirement for a personal loan.
Once approved, disbursal of your personal loan happens within a few hours. If you avail a pre-approved personal loan, the disbursal would be as short as a few minutes.
Factors determining your loan value are repayment history, monthly income, age, profession, employer reputation, etc.
Ruloans along with significant partner Banks extend Instant Online Personal Loan up to Rs. 25 lakhs to virtually all salaried individuals in India.
At Ruloans, Adhaar based e-KYC speeds up the documentation process by eliminating physical paperwork. You can obtain a personal loan at the least financing costs within 24 to 48 hours.
You can think about loan costs, offers, and online services on our digital platform. Our online resources will direct you to settle on the right decision, and pick the right bank for your advance according to your financial plan and assumptions. You can pick the moneylender contrasting different key components of a credit like loan fee, tenure, processing fees, etc.
Experts at Ruloans know the ins and outs of the business. Our committed group of individual specialists will guide you to pick the right credit fee.
As mentioned earlier, the bulk of the paperwork are easy to obtain KYC connected papers and evidence. Hence, individual personal loans are authorized and disbursed speedily without issues. Ruloans handles this loan eligibility criterion for you with ease.
We esteem our clients and are consistently on our toes to give them advantages of our abilities. Applying for any advance or loans through us, allows you an opportunity to benefit from the best offers and agreements our Partner Banks and NBFCs have to offer.
I maintain my salary account for many years hence I got a pre approved loan offer via Ruloans. I choose ICICI BANK for personal loan. The amount was sufficient with tenure period of 3 years. EMI need to pay of 6,800 rupees. The rate of interest was 14% and processing fee was decent amount. The pre closure is applicable.
I have taken personal loan through Ruloans. still this loan is active on my account and the rate of interest and processing fee was good as I compared the rates and charges of different bank to finalise. This loan was availed for personal use and it was a paperless approval since have saving account ,loan got sanctioned on time.
Ruloans service is fine as you can compare to other bank. When I chose personal loan from ICICI, they provided me a interest rate of 15%. With Ruloans I got help and took same loan at 12%. For the home renovation purpose, I approached Ruloans and they asked the proper documents to submit. Once I have given the same, they have sanctioned the loan to my account within 3 days.