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Interest Rate and Processing Fees

Fees and Charges for Loan Against Property

You can select a Loan Against Property Plan from a range of options at attractive interest rates offered by our well-known Partner Banks and NBFCs. Smart fees and charges structures that assist you to lower your EMIs considerably.

Apart from factors such as loan tenure, credit score, type of property, and your profile, factors such as types of interest, benchmark lending rates, and LTV Ratio affect your LAP rates of interest.

Bank Name Interest Rate Processing Fee
HDFC Bank 8.75% 0.75%
Axis Bank 8.5% 0.75%
Standard Chartered Bank 10.1% 1.00% Min Rs. 10000
Kotak Bank 9.5% 1.00%
IDFC First Bank 11.8% 1.00% Min Rs. 5000
Deutsche Bank 13% Up to 2%
PNB Housing 8.9% Up to 0.75%
Fullerton India 9% Up to 3%
Yes Bank 8.95% 1.00%
Piramal Housing Finance 11.5% 0.50%
Indiabulls 9.99% 1.00% Min Rs. 5000
RBL Bank 7.9% 1.25% Min Rs. 7500
Edelweiss 9.25% 2.00%
L & T 8.25% Up to 2%
Bajaj Home Finance 9% 1.00%
Federal Bank 10.1% 0.5% Min Rs.3000 - Max Rs.7500
DCB Bank 8.25% 1.00%
Bank Of Baroda 8.2% Up to 1%
Aditya Birla 9% Up to 1%

Loan Against Property Interest Rates for Salaried Individuals

A salaried applicant of any public or private firm or MNC can avail a LAP at a nominal LAP rate of interest provided they fulfil eligibility conditions laid down by the lender. The rates of interest differ from lender to lender depending on the capacity of the individual to pay back the loan.

Loan Against Property Interest Rates for Self Employed

A Self Employed individual who owns a business is offered higher-value loans at good rates of interest provided they fulfil the eligibility conditions. Should you be a self-employed person with a healthy income, within the age bracket of repaying the loan in time, and you have a good credit history, you will be offered better rates of interest, nominal processing fees and charges.

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