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Interest Rate and Processing Fees

Fees and Charges for Loan Against Property

You can select a Loan Against Property Plan from a range of options at attractive interest rates offered by our well-known Partner Banks and NBFCs. Smart fees and charges structures that assist you to lower your EMIs considerably.

Apart from factors such as loan tenure, credit score, type of property, and your profile, factors such as types of interest, benchmark lending rates, and LTV Ratio affect your LAP rates of interest.

Bank Name Interest Rate Processing Fee
DBS Bank 8.25% 1%
HDFC Home Loan 8.5% 0.50%
Standard Chartered Bank 8.55% 0.75%
Axis Bank 8.6% 0.50%
Kotak Bank 8.7% 0.50%
IDFC First Bank 8.75% 1%
HSBC Bank 8.75% 0.50%
Federal Bank 8.9% 0.75%
Yes Bank 9% 0.75%
L & T Housing 9.05% 1%
RBL Bank 9.1% 0.75%
PNB Housing Finance 9.25% 1%
Bajaj Home Finance 9.25% 1%
DCB Bank 9.85% 1%
Tata Housing Finance 10.5% 1%
Indiabulls 10.9% 1.50%
Hero Housing 11% 1%
ICICI HFC 11% 1%
Priamal Housing Finance 11.5% 1%
Fullerton Grahshakti 12.5% 1.20%
Aditya Birla Housing 12.5% 1%
DMI Housing 13% 1.50%
Capri Housing 13% 1.50%
Shriram Housing 13.1% 2%
Adhar Housing Finance 13.5% 2%
Ujjivan Housing 13.8% 2%
Vastu Housing Finance 14% 1.50%

Loan Against Property Interest Rates for Salaried Individuals

A salaried applicant of any public or private firm or MNC can avail a LAP at a nominal LAP rate of interest provided they fulfil eligibility conditions laid down by the lender. The rates of interest differ from lender to lender depending on the capacity of the individual to pay back the loan.

Loan Against Property Interest Rates for Self Employed

A Self Employed individual who owns a business is offered higher-value loans at good rates of interest provided they fulfil the eligibility conditions. Should you be a self-employed person with a healthy income, within the age bracket of repaying the loan in time, and you have a good credit history, you will be offered better rates of interest, nominal processing fees and charges.

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