Credit Cards and Loans

Credit Cards

Elevate Your Lifestyle With Our Feature-packed And Rewarding Credit Cards.

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Personal Loan

Turn Your Aspirations Into Reality With Our Comprehensive Selection Of Personal Loans.

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Home Loan

Your Dream Home Awaits - Explore Our Range Of Home Loan Products.

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Business Loan

Get The Financial Boost You Need For Your Business With Our Flexible Business Loans.

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Loan against Property

Utilize Your Property's Potential To Fulfill Your Aspirations With Our Tailored Loan Against Property Options.

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Gold Loan

Fulfill Your Financial Needs With Gold Loan From Various Banking Partners

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Education Loan

Secure Your Child's Future With Our Specialized Education Loans For Their Academic Journey.

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Car Loan

Turn Your Dream Car Into A Reality With Our Lightning-fast And Flexible Car Loans

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Insurance

Life Insurance

Protect Your Loved One's Future With Our Reliable Life Insurance Plans.

Starting from ₹ 450/month*

Health Insurance

Ensuring Your Health Is In Good Hands - Explore Our Top-notch Insurance Solutions.

Starting from ₹ 450/month*

General Insurance

Insurance Made Easy - Your Protection, Our Expertise.

Starting from ₹ 450/month*

EMI Calculator

You can check your EMI based on the loan amount, tenure, and the interest rate the lender is offering.

Loan Amount (₹)

    Interest Rate (%)

    7.5

    • 24
    • 20
    • 16
    • 12
    • 8
    • 4

    Loan Tenure (In Years)

    20

    • 30
    • 20
    • 10
    • 1

    Monthly loan EMI

    8,056

    Principal Amount₹1,000,000

    Interest Payable₹933,440

    Total Amount payable: ₹1,933,440.00

    About Ruloans

    We help our clients to achieve their desired goals.

    With a PAN India presence across 2000+ cities, Ruloans is one of the leading credit lending establishments founded by professionals and financial experts who with an experience of 25+ years have created a rich profile of satisfying the needs of more than 10 lakhs clients. We have successfully disbursed loans amounting to more than ₹ 75,000 crores from over 200 banks and NBFCs.

    Connect with us to help you make your financial decisions right and smart.

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    We Have The Best Team And The Best Process


    Commenced with Standard Chartered Bank Credit Cards


    Establish personal loan and telecom business


    Progressed into a distribution partner for multi-banks & NBFCs


    Initiated national expansion


    Towns = 500+
    Business = Rs 300+ Crs


    Towns = 1,200+
    Team = 7,000
    Business = Rs 1,000+ Crs.


    Towns = 2,000+
    Team = 10,000
    Business = Rs 1,500+ Crs.


    Launched India's 1st B2B channel partner app, RUCONNECT App
    Disbursal: ₹26,000 Cr+ (2x of last year)
    Partners: 1.5 Lakh+
    Towns: 2,000+


    Commenced with Standard Chartered Bank Credit Cards

    Establish personal loan and telecom business



    Progressed into a distribution partner for multi-banks & NBFCs

    Initiated national expansion



    Towns = 500+
    Business = Rs 300+ Crs

    Commenced with Standard Chartered Bank Credit Cards



    Towns = 2,000+
    Team = 10,000
    Business = Rs 1,500+ Crs.

    Launched India's 1st B2B channel partner app, RUCONNECT App
    Disbursal: ₹26,000 Cr+ (2x of last year)
    Partners: 1.5 Lakh+
    Towns: 2,000+


    Client's words

    Sunil Sachdeva

    Manager - Advertising Ad Operations

    Will surely refer to Ruloans services

    “I really appreciate your kind efforts, which helped me secure the Personal Loan disbursed from HDFC Bank through Ruloans Company. It was a wonderful experience dealing with you. Your dedication and hardworking approach are highly appreciable, which made the entire process smooth”

    FAQs

    Ruloans is an innovative one-stop-shop for all your financial needs, including Home Loans, Personal Loans, Credit Cards, Business Loans, Insurance ,Balance Transfers and more.

    Experience: Our team's deep industry knowledge and extensive experience enable us to offer insightful financial solutions tailored to your unique needs.

    Nationwide Presence: With a PAN India presence across 2000+ cities, we are dedicated to reaching every corner of the country to make financial assistance accessible to all.

    Cutting-Edge Technology: Our internally developed Loan Calculator algorithm and algorithmic engines empower you with accurate, up-to-date, and forward-looking insights, aiding you in making informed decisions.

    Customer-Centric Approach: You are at the heart of everything we do. Our customer-centric ethos drives us to prioritize your satisfaction and financial success.

    There might be some charges while applying for any type of loan. These charges might differ from lender to lender. 

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