Home >Home Loan > Eligibility Criteria


Your perfect Home is loan-in-progress!

Apply Now

Quick Apply

I authorize Ruloans representatives to call/SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C apply
Loan Eligibility

Home Loan Eligibility Criteria

A Home Loan requires a borrower to pledge the property to be purchased as collateral. You may qualify for this type of credit by fulfilling your lender's set eligibility criteria.

The basic home loan eligibility criteria or mortgage loan eligibility criteria are as follows:

  • Age

    Typically, you must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at home loan maturity

    • Salaried Person - 21 years to 58 years
    • Self-Employed Person - 25 years to 65 years

  • Income

    • Salaried Person - Minimum Rs. 10,000 per month
    • Self-Employed Person - Minimum Rs. 2,00,000 per year

  • Employment

    • Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
    • Self-Employed Person - Minimum 3 years of Experience in the current field

  • Credit Score

    Typically, a credit score of 750 may be considered a good score for approval.

How to Operate

Home Loan Eligibility Calculator



You are eligibile for loan amount up to


Apply Now celebration

Benefits of Home Loan Eligibility Calculator

Ruloans Home Loan Eligibility Calculator, a part of Ruloans Digital Tools and Resources has been built and developed to inspire you to pursue your goal for a better financial life.

Based on proprietary algorithmic engines to compute home loan eligibility, the benefits of this calculator has the ability to light up your eyes.

  • Easy Availability

    Being an online digital resource, it can be accessed anywhere, at any time via your Desktop, Laptop, Tablet, or Smart Phone.

  • Effortless Process

    Select your loan value using the range sliders, and you have your result displayed instantly. This effortless process gives you real-time results without you having to worry about manual calculator deficiencies.

  • Saves Time

    Ruloans Home Loan Eligibility Calculator produces results in real-time, saving you a lot of precious time in the process. Thus, you have more time to make decisions to suit your goals.

  • 100% Accuracy

    Ruloans Home Loan Eligibility Calculator provides you with error-free precise results contrary to irritating and erroneous occurrences in manually calculated results.

Related Blogs

Latest Home Loan News From Blog


What Our Clients Say