Volatile market trends and increasing business needs cause demand for urgent immediate cash-in-hand. A Business Loan designed for this purpose gives you the advantage to avail unsecured credit at competitive interest rates.
Whether you plan to invest in infrastructure investment or upgrade plant and machinery, a Business Loan caters to all your commercial needs.
Well-known banks and NBFCs offer easy and quick short-term, medium-term, and long-term business loans as an ideal finance solution for your enterprise.
Withdraw only what you need and repay to suit your business fund flows at nil or low prepayment charges. You only pay interest on EMIs for the initial period of the loan and interest is charged only on the amount withdrawn.
Business Loans are unsecured loans approved in 24 hours, which come to you with easy eligibility, and just a few documents.
Whether you're looking for investment in infrastructure, expansion in operations, purchase of equipment or inventory, or working capital needs, you have the advantage to seek a multi-purpose business loan, all in one place.
Business Loans are collateral-free, for which your personal or business assets are not put to risk, and since this means no appraisals of assets for valuation, you have the quick approval and disbursal advantage.
You're simply free with the convenience of access to your business loan account for your loan statements and other details so that you can manage your loan from anywhere at any time.
Working Capital Loans are finance designed to maintain healthy cash flows with unsecured finance to strengthen and grow your business without disruptions.
You can install and upgrade your business plant and machinery to the latest standards to meet your growing business needs with plant and machinery or equipment loans.
Small and Medium Enterprises are now in a position to expand operations, and scale business heights easily with SME and MSME Loans.
Especially designed for the women entrepreneurs, Business Loans for Women offer high-value finance to support growing business needs of women.
Professionals such as Doctors, Chartered Accountants, and Architects are people who have little time at hand to attend to their professional finance needs. Hence, Self Employed Professional Loans are loans designed suit such a Professional's financial requirements.
Small business loans are a way to finance small requirements, and as such are designed to be repaid in shorter loans periods to suit your needs.
At Ruloans, we are committed to making life and business effortless for you. We are keen to assist you in your quest to be a 'Successful Entrepreneur'. Our uncomplicated, competent, and professional business loans process makes us exclusive. Trust us, you'll thank your stars that you're with us!
Ruloans along with significant 100+ partner Banks across India spread over 1000+ locations extend Business Loan to all eligible individuals across India.
At Ruloans, Adhaar based e-KYC speeds up the documentation process by eliminating physical paperwork. You can obtain a Business Loan with minimal documentation in no time.
You can think about loan costs, offers, and online services on our digital platform. Our online resources will direct you to settle on the right decision, and pick the right bank for your advance according to your financial plan and assumptions.
Experts at Ruloans know the ins and outs of the business. Our committed group of individual specialists will guide you to pick the right lender.
We esteem our clients and are consistently on our toes to give them advantages of our abilities. Applying for Business Loan through us gives you an opportunity to benefit from the best offers and agreements our Partner Banks and NBFCs have on offer.
The process to access funds in the form of a Loan Against Property will involve the following steps, which are explained in brief below:
Fill out your 'Basic Details'
After you receive your 'Loan Eligibility', choose your 'Financial Institution', and upload 'Required Documents'
The Institutions will 'Verify' your Business Loan application, and submitted documents
Your Business Loan will be 'Sanctioned'
Receive your 'Business Loan Amount' in your Bank Account - Simply Efficient!
Running a business means paying for business related expenses. Funds are a pre-requisite for expenses such as start-up expenses, business expansion, working capital, etc. When adequate funds are not available, businesses can avail funds from external lenders such as Banks and NBFCs for such expenses, and the funds that are availed are known as business loans. Thus, business loans are debts that a company must repay in accordance with the terms and conditions in the loan agreement.
To apply for a business loan, go to the Business Loan page and select from an array of options offered by Ruloans Partner Banks and NBFCs to apply.
Eligibility criteria to avail Business Loan are as follows
Companies applying for business loans are categorized as follows
The slider method does require you to key in the preferred numbers. Moving the slider to the required range from a given range gives you results at the same time. The results are displayed as follows
Calculate your Business Loan EMI now
Your Loan EMI depends on three factors.
Use the following mathematical formula to calculate you EMI.EMI = P x r x ( 1 + r ) n / [ ( 1 + r ) n - 1 ]
Mumbai is a city that is full of options for a loan. But I decided to go with Ruloans for my business loan in Mumbai. I decided this because I am already having my personal loan from here. The service for both my loans was very good. I will recommend other people also for this company if they are looking for a business loan
The best option to get a new business loan is through Ruloans. I am saying this with my personal experience with them. The whole loan process was quite smooth and hassle-free. I have never defaulted on any payments and my CIBIL score was good. This helped me to get a business loan without any issues.