Terms and conditions for Summer Dhamaka

  • You must like us on Facebook @ruloan to be eligible to enter this contest.

  • Ruloans employees, direct & indirect associates and their family members and friends are not allowed to participate in the Ruloans Summer Dhamaka contest.

  • The contest starts from 5th April 2018 (Thursday) and will end on 31st May 2018 (Thursday).

  • The winners will be announced on 21st June 2018 (Thursday).

  • In total, only 19 lucky winners will be chosen to get the prizes. First four winners will get Make My Trip Travel Vouchers. Fifteen winners will get an Amazon gift vouchers.

  • To get the Make My Trip travel vouchers and Amazon gift vouchers, participants have to apply for the following loan products online on www.ruloans.com: personal loan/loan against property/credit card.

  • Only those participants whose loan application of any of the above mentioned products is disbursed on or before 15th June 2018 are eligible to win the prizes.

  • Only those participants who receive their credit cards on or before 15th June 2018 are eligible to win the prizes.

  • Those loan/credit card applicants who have applied and/or their application is in process for the same loan/credit card product offline via Ruloans before or after the announcement of Ruloans Summer Dhamaka contest will not be eligible to win the Make My Trip travel vouchers/ Amazon gift vouchers. They will be immediately disqualified.

  • Those loan/credit card applicants who have applied and/or their application is in process for the same loan/credit card product by contacting Ruloans on their Toll free number before or after the announcement of Ruloans Summer Dhamaka contest will not be eligible to win the Make My Trip travel vouchers/ Amazon gift vouchers. They will be immediately disqualified.

  • Credit card applicants from the following cities only will be eligible to win the contest prizes: Mumbai, Delhi, Pune, Jaipur and UAE.

  • Used car loan applicants from the following cities only will be eligible to win the contest prizes: Mumbai, Delhi, Pune, and Indore.

  • If multiple participants are found eligible to win the Ruloans Summer Dhamaka contest, the winners will be chosen by lottery system, designed internally by Ruloans.

  • First winner of Ruloans Summer Dhamaka contest drawn by lottery system will win a Make My Trip travel voucher worth Rs. 60,000 (Rupees Sixty Thousand Only) on disbursal/receiving of any of the above mentioned loan product/credit card on or before 15th June 2018.

  • Second winner of Ruloans Summer Dhamaka contest drawn by lottery system will win a Make My Trip travel voucher worth Rs. 50,000 (Rupees Fifty Thousand Only) on disbursal/receiving of any of the above mentioned loan product/credit card on or before 15th June 2018.

  • Third winner drawn of Ruloans Summer Dhamaka contest by lottery system will win a Make My Trip travel voucher worth Rs. 40,000 (Rupees Forty Thousand Only) on disbursal/receiving of any of the above mentioned loan product/credit card on or before 15th June 2018.

  • Forth winner drawn of Ruloans Summer Dhamaka contest by lottery system will win a Make My Trip travel voucher worth Rs. 30,000 (Rupees Thirty Thousand Only) on disbursal/receiving of any of the above mentioned loan product/credit card on or before 15th June 2018.

  • Next 15 winners of Ruloans Summer Dhamaka contest drawn by lottery system will win an Amazon gift voucher worth Rs. 5,000 (Rupees Five Thousand Only) each on disbursal/receiving of any of the above mentioned loan product/credit card on or before 15th June 2018.

  • The Make My Trip gift travel vouchers and Amazon gift vouchers are inclusive of all taxes.

  • If a person applies for multiple loans and receives multiple loan disbursements in the contest period, he/she will be qualified for a single gift/travel voucher only, not multiple gift/travel vouchers.

  • Post loan/credit card disbursement, if it is discovered that the documents submitted for loan/credit card application were fraud/wrong/illegal/not as per lender‚??s policies/ not as per government policies, then the applicant will be disqualified from the Ruloans Summer Dhamaka contest.

  • Ruloans will not be held responsible for any delay caused by the loan/credit card lender for disbursement of the product the applicant has applied for.

  • The disbursal of any loan/credit card product will be done on the basis of the bank/NBFCs‚?? terms & policies of eligibility norms. Ruloans will not be held responsible for the same.

  • No banks/NBFCs will/can be held responsible for the Make My Trip travel vouchers or Amazon Gift Vouchers offered in Ruloans Summer Dhamaka Contest.

  • Ruloans reserves the right to postpone the declaration of results.

  • Ruloans will not accept any responsibility for entries that are lost, late, incomplete or have been transmitted due to computer error or any other error beyond Ruloans‚?? reasonable control.

  • If the winner/s is not contactable within 7 working days from the announcement of results, he or she will forfeit the prize and another winner will be selected from the remaining eligible entries in accordance with the above process until a winner is selected and can be contacted.

  • The winner/s will be sent an acknowledgement letter via e-mail after being contacted over the phone. To receive the prize, winner has to send back the signed acknowledgment letter to Ruloans along with his/her KYC details. Once the letter & KYC details are received, the prize will be delivered to the winner via e-mail in 15-30 business days.
  • In the event of unforeseen circumstances, organizers reserve the right to amend or withdraw the Ruloans Summer Dhamaka contest at any time. For the avoidance of doubt this includes the right to amend these terms and conditions.
  • Ruloans‚?? decision on the Ruloans Summer Dhamaka contest shall be final and binding. No correspondence will be entered into regarding the same.

  • If any error occurs during the usage of Make My Trip travel voucher/Amazon gift voucher, Ruloans will not be held responsible for the same.

  • If the winner/s do not receive the gift/travel vouchers due to wrong/misguided personal information provided by him/her, Ruloans will not be held responsible for the same.

  • Users can visit www.makemytrip.com to redeem the Make My Trip travel vouchers.

  • User can visit www.amazon.in or Amazon India app to redeem the Amazon gift voucher.

  • Redemption of the Vouchers shall be completely governed by the Merchant‚??s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of these Vouchers, you agree specifically to the terms on the Vouchers and any additional terms as may be determined by the Merchant.

  • No Voucher requests will be entertained for any loan/ credit card products disbursed after the 15th June 2018.

  • Ruloans shall not be liable for loss or damage of the Vouchers once issued. Vouchers can‚??t be replaced or cancelled after issue.

  • By entering in the Ruloans Summer Dhamaka contest you allow Ruloans to call you other than number 140 series on the contact details you will be sharing with us.

  • By entering in this contest precipitants agree with above mentioned terms and conditions.

Frequently Ask Questions


Make My Trip Gift Vouchers, a new innovative way to show care for your loved ones. Now you can gift not only the flexibility to choose from plethora of Domestic and International Holiday options available with us but also can gift the freedom to decide when to travel. Make Birthdays, thanksgivings, weddings, anniversaries, or business relationships - gift a holiday to suit every occasion and situation. Our gift vouchers are available in many denominations
Make My Trip Gift Vouchers are valid for a period of 12 months from the date of purchase.
  • Online at www.makemytrip.com, please mention the voucher code in the E-coupon code section.
  • Make My Trip Call Centers
    • 1800-11-8747 ‚?? From MTNL/BSNL phones 1800-102-8747 ‚?? From other major operators
    • Make My Trip Branches
A new gift voucher equivalent to the amount after deduction of cancellation penalty will be issued and will be valid till original validity date.
For any concerns related to Make My Trip Gift vouchers, please write tofeedback.giftvouchers@makemytrip.com
  • - This voucher is valid for a period 12 months from the date of purchase.
  • - Vouchers will be valid on purchases at Make My Trip.
  • - The voucher is valid for purchases made via
    • Make My Trip Call Centers -
      • 1800-11-8747 ‚?? From MTNL/BSNL phones
      • 1800-102-8747 ‚?? From other major operators
    • Make My Trip Branches
    • Online at www.makemytrip.com. For redemption, please mention the voucher code in the E coupon code section.
  • - The voucher can only be used after 72 hours of purchase.
  • - Holidays can be purchased offline only (Make My Trip call center numbers and Branches).
  • - This voucher is not valid on Bus, Rail and Car bookings.
  • - Customer must enter the voucher code at the time of online booking to redeem the voucher.