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Ruloans Loan against Property

At some point in life, we require a lot of money that has to be used for expenses (Higher education) & Emergencies (Medical). In such moments, we might not be able to get friends and family to help as the amount is huge. But what you can do is get a loan against your property (LAP) from Ruloans. Yes, with Ruloans LAP, you can get up to 40-75%* of your property's value as the loan amount. For example, if your property value is 30 lakhs, then you can get up to 12-22.5 lakhs as the loan amount. When you apply via Ruloans for this special loan, you also get multiple benefits like faster loan approvals, minimum documentation and lowest interest rates. So if you're looking for the best solution, apply today for Ruloans loan against property.


When you apply for a loan against property, the Bank will evaluate your property and accordingly will provide you with a certain percentage of the property amount. This percentage will usually hover between 40-75%*. The Bank will give you these funds in advance so you can utilize the loan amount and sort all your problems. But please remember that this money that has been given to you will be repayable with interest. You can re-pay this loan amount through monthly EMIs (Equated Monthly Installments).

There are 3 ways through which you can apply for a Loan against property via Ruloans. You can do this via:

When you wish to apply for a loan against property via Ruloans, you can get it on self-occupied residence, commercial or industrial property.

A Loan against Property (LAP) has multiple advantages over a Top-up Loan. These include

Some of the factors an average lender considers when deciding a loan amount are

  • Property's registration
  • Property's market value!
  • loan amount requirement and eligibility
  • Your income and repayment capacity

Yes! There are many lenders that provide LAPs for salaried NRI customers.

You can read above in this page itself where we have mentioned the document list in detail.

The EMI consists of the principal amount and interest on the principal amount. It is calculated by taking into account the loan amount, the time frame for repaying the loan and the interest rate on the borrowed sum. The EMI may be subject to change when interest rate changes or a part-payment of the Loan is made. Every month, part of the EMI is adjusted towards the interest payable and the balance is adjusted towards repayment of the principal.