Personal Loan


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Personal Loan in Jaipur

A personal loan is an amount loaned to a borrower by a lender for a certain period. The money loaned can be used for a variety of purposes right from education, travel, wedding and also for short term payment obligations. Hence this loan can be also termed as a multipurpose loan.
These loans are for short term and hence are given out for around 5-7 years*. There is no collateral involved in a personal loan. Hence due to no security involved, there is a high rate of interest applied for the loan tenure. The rate of interest for a personal loan in Jaipur begins from 11.29%* onward.
Jaipur is known as the “Pink City” of India and is a very famous tourist spot. Jaipur also has a good market for jewellery and handicrafts. The city is also an emerging economy. The people can avail for a personal loan in Jaipur from a variety of Banks/NBFCs. The loan can be availed when the individual can be eligible as per the lender. The loan amount can be utilized for different needs of the individual.

Why Choose Ruloans To Apply For Personal Loan in Jaipur?

Choosing Ruloans is a twofold gain for every customer. One advantage of being associated with us is that you have an expert who will help you with your loan application and will carefully get it processed with our partnered banks. The other advantage being that with our highly proficient loan calculator, you can compare loan options and decide the lender of your choice. Our motto is to provide the best guidance and service to every customer that is much more than money. We have been in the loan industry for a very long time and hence have gained a lot of experience and expertise to help all of our customers.

Hassle free process

Ruloans web portal is hassle free. By this we mean that the online process for completing an application and uploading documents have been made very easy to use and operate for an average customer.

Benefits of applying with us

Working in the loan business over the decade has given us a lot of experience and expertise. We have also partnered with many banks and NBFCs all these years. Currently we are partnered with over 50 plus private banks and NBFCs. Hence you can expect the best deals, offers and services that our partnered banks can provide to avail a personal loan in Jaipur.

Compare your loan options

As mentioned above, our online web portal is very easy to use. Using our highly proficient loan calculator, a customer can check and compare details for a personal loan in Jaipur of different rate of interest being offered by different lenders in the market.

Free expert guidance and advice

Our staff is very knowledgeable and is in sync with the loan industry with all the latest trends. Using the experience gained all over these years, our employees use their skills and help each customer with their expert guidance and advice. Ruloans gives their advice to the customers without charging a single penny from them. Yes, all these services are provided free of cost.

Privacy policy

Ruloans has always maintained high level of privacy with regards to the customer’s data. The documents uploaded online on our portal are only being shared with us and with the lender of their choice.

What are the Features & Benefits of taking a Personal Loan in Jaipur?

A personal loan in Jaipur can be availed by any individual for clearing expenses related to education, medical and other personal obligations. These loans help the individual take care of priorities and be worry free. There are many benefits of taking a personal loan in Jaipur. We have mentioned few of them below;

  • Easy availability: One of the major benefits of a personal loan in Jaipur is the easy availability. A loan is a necessity for an individual in times of needs. If it is not readily available then it is a matter of worry for the individual. Since a personal loan in Jaipur is famous from all the other loans hence it is easily available by most of the lenders in the market.
  • Minimum documentation: Another benefit of a personal loan in Jaipur is that because of no presence of collateral, there is minimum documentation. For other loans, the documentation is usually more because of the involvement of collateral.
  • The loan is approved quickly: If an individual has all sets of documents ready as per the lender, he/she can be eligible for a personal loan in Jaipur. After completing all the documentation, he/she can avail a personal loan in 24-48 hours*.
  • Multi-purpose loan: A personal loan in Jaipur is different from every other loan in the market. This is because every other loan has been designed for a specific purpose. Whereas a personal loan in Jaipur is multipurpose. This means that the loan amount can be used for anything right from debt consolidation to managing expenses.
  • Flexible type of loan: If you have a good credit score and have maintained a good relationship with the bank, you can achieve flexibility in terms of interest rates and prepayment options. Yes, a good credit score will help you get a lower rate of interest and the bank waive off charges on prepayment too.

What are the Eligibility Criteria to avail a Personal Loan in Jaipur?

A personal loan in Jaipur can be availed by any individual who can avail the criteria set by the Bank/NBFC. You must be very careful and accordingly fulfill the criteria set by the bank. The criteria differ from lender to lender. However there is a generic list of documents that are similar for all the lenders. We have listed these documents below;


Particulars Salaried Borrowers Self-Employed Borrowers
Age 21 years to 60 years 23 years to 60 years
Income Rs. 15,000 (Rs. 20,000 in metros) Turnover of minimum Rs. 24,00,000 (differs for professional and non-professional)
Maximum Loan Amount Approved Rs. 15,00,000 Rs. 15,00,000 to 20,00,000
Minimum Loan Amount Approved Rs. 75,000 Rs. 75,000 to Rs. 3,00,000
Loan Tenure 12-72 months 12-48 months
*Please note that the eligibility criteria will always differ from lender to lender. The above details listed are generic and hence are not specific to just one lender.

What are the Documents Required to avail a Personal Loan?


We have listed few documents that an applicant will need to submit to the Bank/NBFC in order to avail for a personal loan in Jaipur.
Particulars Salaried Borrowers Self-Employed Borrowers
Identity Proof Passport, Driving License, Voters ID or PAN Card Passport, Driving License, Voters ID or PAN Card
Address Proof Passport or utility bills Passport or utility bills
Bank Statement Latest 3 months of Salary Account Last 6 months
Additional Documents Salary slips for last 3 months Proof of highest professional degree
2 year employment continuity document Latest Income Tax Return Balance sheet
Profit and Loss for last 3 years certified by CA
*Please note that the eligibility criteria will always differ from lender to lender. The above details listed are generic and hence are not specific to just one lender.

How to Apply For a Personal Loan in Jaipur on Ruloans?

You only have to go through 5 steps to apply for a personal loan in Jaipur on Ruloans:


How to Apply For a Personal Loan in Jaipur on Ruloans?
Step 1 First, you will have to visit the ‘Personal Loan in Jaipur’ page on our website and click on ‘Check Your Eligibility’ box.
Step 2 Then you will need to fill out personal and financial information. Once you complete those details, our loan calculator will check your eligibility with its highly efficient algorithm.
Step 3 As per the details entered by you, our loan calculator will provide you with a list of banks and NBFCs that are most suitable for you as per the eligibility criteria. This list will include names of all the financial institutions, their interest rates on offer, required list of documents etc.
Step 4 Once you go through the list, research and choose the lender of your choice. You can start filling up the form and then upload the required documents. In case you feel you have a doubt or need any assistance, please do not hesitate in calling our experts for advice. You can also drop us an email and our representative will help you. The contact details are given on our website.
Step 5 As we spoke above about privacy and how we are strict regarding it, your application will be sent electronically to the bank you selected. There is complete privacy. Also, you will be informed about the status of your application via SMS, email or you can track it via our website too.

Frequently Ask Questions

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