Check Your Credit Score for Free & Get Credit Report Online





CHECK YOUR CREDIT SCORE

FOR FREE In just 2 Mins








CHECK YOUR CREDIT SCORE

FOR FREE In just 2 Mins




Get your Credit Score in 3 simple steps

 

 

 

STEP 1

Enter your personal details

 

STEP 2

OTP verification

 

STEP 3

View your credit score

Get your Credit Score in 3 simple steps

 

 

 

STEP 1

Enter your personal details







 

STEP 2

OTP verification







 

STEP 3

View your credit score

Check Your Free Credit Score

 

 

 

 
 

FAQ

Your credit score reflects if you are creditworthy or no. If your score is on the higher side then Banks understand you are a responsible customer who will repay EMI and bills on time. Also, a higher score implies that Banks will mostly approve your loan application 9/10 times.

PAN Card information helps us in obtaining the person's credit score in the most accurate manner. Using other Identity proofs, Banks can still identify the credit score of a person.

When you inquire to check your credit score, it's called a soft inquiry and hence your score won't be affected. When you wish to apply for any loan, Banks make a hard inquiry and hence your credit score will be impacted slightly.

Apart from identity proof, the individual's phone number helps Banks identify the person and the credit records too. Your phone number helps in verifying records.

You will be pleased to know that there is no limit for you to inquire about your credit score. Since it's a soft inquiry, there will be no credit impact on your credit score.

The credit score is a part of your credit report. Whenever there is a positive or a negative impact on your credit report, there will be a change in your credit score.

Eg: When you apply for a loan, Banks will make a hard inquiry and check your credit score. This is a negative impact on your credit report and hence your score will be impacted.

Depending on credit rating companies, a good credit score will vary. In general, scores above 700 are considered to be a good credit score. Any score below that is average and hence must be worked upon.

Various factors will be considered while calculating your credit scores like information on past loans, current credit cards, information related to your Income tax, bankruptcy (if any), and hard inquiries made by Banks too.

Depending on your credit history, your credit score will be affected. Having multiple credit cards is not a problem. But your utilization ratio is important. If you have a lower utilization ratio, it's good for your credit score. If youhave a higher utilization ratio, it's bad for your credit score.