{"id":5588,"date":"2020-07-09T23:11:16","date_gmt":"2020-07-09T17:41:16","guid":{"rendered":"http:\/\/blog.ruloans.com\/?p=5588"},"modified":"2020-07-09T23:11:16","modified_gmt":"2020-07-09T17:41:16","slug":"home-loan-balance-transfer-6-85-find-out-how-to-get-this-special-offer-from-ruloans","status":"publish","type":"post","link":"https:\/\/www.ruloans.com\/blog\/home-loan-balance-transfer-6-85-find-out-how-to-get-this-special-offer-from-ruloans\/","title":{"rendered":"Home loan Balance Transfer @ 6.85%*. Find out how to get this special offer from Ruloans"},"content":{"rendered":"\n<p>Are you struggling with expenses because of\nCOVID-19?<\/p>\n\n\n\n<p>Have you either lost your job\/business or getting\nlow salary\/profits?<\/p>\n\n\n\n<p>Are you finding it difficult in repaying your Home\nloan monthly EMIs?<\/p>\n\n\n\n<p>If the answer to the above 3 questions is a YES,\nthen you have arrived at the right place. Ruloans has launched an amazing\nscheme for every resident in India. With this solution, they will now be able\nto pay a smaller EMI. That solution is a &#8220;Home loan Balance\ntransfer&#8221;.<\/p>\n\n\n\n<p><strong>What\nis a Home loan Balance transfer?<\/strong><\/p>\n\n\n\n<p>Home loan balance transfer is a loan that only a\nperson with home loan can apply. In this, you can switch your Bank i.e. you can\ntransfer your home loan from Bank &#8220;A&#8221; to Bank &#8220;B&#8221;.<\/p>\n\n\n\n<p><strong>But\nwhy should I balance transfer my home loan?<\/strong><\/p>\n\n\n\n<p>You must transfer your home loan because Bank\n&#8220;B&#8221; is providing lower interest rates when compared to your Bank\n&#8220;A&#8221;. This means you are paying a higher monthly EMI at Bank\n&#8220;A&#8221;. Transferring your balance home loan to Bank &#8220;B&#8221; will\nhelp you pay lower EMI and save interest money.<\/p>\n\n\n\n<p><strong>What\nis the interest rate on Home loan Balance Transfer?<\/strong><\/p>\n\n\n\n<p>You can get a home loan balance transfer @ 6.85%*\ndepending on your eligibility and credit score. Isn&#8217;t this a great option. In\norder to make you understand why this is an amazing option, please check out\nsome benefits of this loan.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li> \u25cf  When you transfer your home loan from one bank to      another bank can, you can lower your monthly EMI and interest rates. This      means you save a lot of interest money as well.<\/li><li> \u25cf  The major benefit you get is that your credit      score might witness an increase when you balance transfer your home loan.<\/li><li> \u25cf  When you opt for a home loan balance transfer you      can negotiate with your new lender for better terms where you can save      money.<\/li><li> \u25cf  You can also avail a top-up loan from new Bank      while opting for a balance transfer. This amount you can use to sort your      immediate expenses at home.<\/li><li> \u25cf  In case you can afford it, you can reduce the      tenure of your home loan with the new bank while opting for a home loan      balance transfer. If you can&#8217;t afford it then you can increase the loan      tenure and pay a lower EMI.<\/li><\/ul>\n\n\n\n<p><strong>Where can I get this exciting offer?<\/strong><\/p>\n\n\n\n<p>The best way\nto get this offer is by visiting our website and then clicking on this page &#8211; https:\/\/www.ruloans.com\/ruloans-home-loan.htm<\/p>\n\n\n\n<p>So don&#8217;t miss\nout on an opportunity of a lifetime. Apply today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you struggling with expenses because of COVID-19? Have you  [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":5591,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[82],"tags":[],"class_list":["post-5588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loan"],"rttpg_featured_image_url":{"full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",614,414,false],"landscape":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",614,414,false],"portraits":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",614,414,false],"thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-150x150.jpg",150,150,true],"medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-300x202.jpg",300,202,true],"large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",614,414,false],"1536x1536":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",614,414,false],"2048x2048":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",614,414,false],"blog-large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-614x272.jpg",614,272,true],"blog-medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-320x202.jpg",320,202,true],"recent-posts":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",614,414,false],"recent-works-thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-66x66.jpg",66,66,true],"fusion-200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-200x135.jpg",200,135,true],"fusion-400":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-400x270.jpg",400,270,true],"fusion-600":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-600x405.jpg",600,405,true],"fusion-800":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",614,414,false],"fusion-1200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",614,414,false],"portfolio-full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-614x400.jpg",614,400,true],"portfolio-one":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-540x272.jpg",540,272,true],"portfolio-two":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-460x295.jpg",460,295,true],"portfolio-three":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-300x214.jpg",300,214,true],"portfolio-five":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1-177x142.jpg",177,142,true],"menu-24x24":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-time-for-balance-transfer-614x414-1.jpg",24,16,false],"menu-36x36":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/07\/Home-loan-rates-to-be-cheaper-Is-it-the-right-ti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