{"id":5490,"date":"2020-06-27T09:43:06","date_gmt":"2020-06-27T04:13:06","guid":{"rendered":"http:\/\/blog.ruloans.com\/?p=5490"},"modified":"2020-06-27T09:43:06","modified_gmt":"2020-06-27T04:13:06","slug":"why-gold-loans-in-india-are-better-choice-during-lockdown","status":"publish","type":"post","link":"https:\/\/www.ruloans.com\/blog\/why-gold-loans-in-india-are-better-choice-during-lockdown\/","title":{"rendered":"Why Gold Loans in India are better choice during Lockdown"},"content":{"rendered":"\n<p>The COVID-19\nimpact in India is rising with each day. Many salaried people have either lost\ntheir jobs or are working with lower salaries. Self employed professionals and\nBusinessmen have lost a lot of profit as no sales are taking place.<\/p>\n\n\n\n<p>As we will\nsoon begin by unlocking the lockdown, many would require money to restart their\nnormal life. We understand that you will need some funds to resume your normal\nlife and hence we bring you the best solution.<\/p>\n\n\n\n<p>This solution\nis &#8220;<a href=\"https:\/\/www.ruloans.com\/hdfc-gold-loan-new.htm\">Gold Loans<\/a>&#8220;. Yes, Gold loan is one of the best solutions\nfor people who want quick funds in their account. Below are some reasons why\nGold loans in India seem to be a better choice during lockdown:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>1. Because this is a secured loan, you can get the lowest interest rates. This means you will be paying smaller monthly EMI amounts.<\/li><li>2. The loan to value ratio of a <a href=\"https:\/\/www.ruloans.com\/hdfc-gold-loan-new.htm\">Gold loan in India<\/a> is capped at 75%*. This means if your gold is valued at 2 lakhs, you can get the best gold loan up to 1.5 lakhs!<\/li><li>3. You can get a gold loan for a maximum tenure of 36 months*. This is a short term loan and hence once you repay all the EMIs, you will get your gold back.<\/li><li>4. Gold loans are the most hassle free loans. There is very less documentation as compared to all other loans. If you have the necessary documents, you can get the loan approval on the same day*.<\/li><li>5. You can choose to repay the Gold loan as per your style. You can either        <\/li><\/ol>\n\n\n\n<ul class=\"wp-block-list\"><li> \u25cf  make EMI payments every month  <\/li><li> \u25cf upfront interest where you repay full interest amount first and principal amount at the end of tenure and<\/li><li> \u25cf bullet payment where you repay both i.e. the interest amount and principal amount as lump sum. <\/li><\/ul>\n\n\n\n<p>Gold loans are\none of the best ways a person can raise funds and save his\/her investment as\nwell. On repaying the loan, you get your gold back. So what are you waiting\nfor? Apply for the <a href=\"https:\/\/www.ruloans.com\/hdfc-gold-loan-new.htm\">Best Gold loan in India<\/a> today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The COVID-19 impact in India is rising with each day.  [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":5492,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[66],"tags":[],"class_list":["post-5490","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-loan"],"rttpg_featured_image_url":{"full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"landscape":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"portraits":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-150x150.jpg",150,150,true],"medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-300x202.jpg",300,202,true],"large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"1536x1536":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"2048x2048":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"blog-large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-614x272.jpg",614,272,true],"blog-medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-320x202.jpg",320,202,true],"recent-posts":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"recent-works-thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-66x66.jpg",66,66,true],"fusion-200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-200x135.jpg",200,135,true],"fusion-400":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-400x270.jpg",400,270,true],"fusion-600":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-600x405.jpg",600,405,true],"fusion-800":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"fusion-1200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"portfolio-full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-614x400.jpg",614,400,true],"portfolio-one":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-540x272.jpg",540,272,true],"portfolio-two":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-460x295.jpg",460,295,true],"portfolio-three":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-300x214.jpg",300,214,true],"portfolio-five":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1-177x142.jpg",177,142,true],"menu-24x24":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",24,16,false],"menu-36x36":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",36,24,false],"menu-48x48":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",48,32,false],"web-stories-poster-portrait":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",614,414,false],"web-stories-publisher-logo":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",96,65,false],"web-stories-thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2020\/06\/Why-Gold-Loans-in-India-are-better-choice-during-Lockdown-614x414-1.jpg",150,101,false]},"rttpg_author":{"display_name":"admin","author_link":"https:\/\/www.ruloans.com\/blog\/author\/admin\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/www.ruloans.com\/blog\/business-loan\/\" rel=\"category tag\">Business Loan<\/a>","rttpg_excerpt":"The COVID-19 impact in India is rising with each day. [...]","_links":{"self":[{"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/posts\/5490","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/comments?post=5490"}],"version-history":[{"count":0,"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/posts\/5490\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/media\/5492"}],"wp:attachment":[{"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/media?parent=5490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/categories?post=5490"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ruloans.com\/blog\/wp-json\/wp\/v2\/tags?post=5490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}