{"id":4318,"date":"2019-11-01T17:04:35","date_gmt":"2019-11-01T11:34:35","guid":{"rendered":"http:\/\/blog.ruloans.com\/?p=4318"},"modified":"2019-11-01T17:04:35","modified_gmt":"2019-11-01T11:34:35","slug":"features-of-hdfc-gold-loan","status":"publish","type":"post","link":"https:\/\/www.ruloans.com\/blog\/features-of-hdfc-gold-loan\/","title":{"rendered":"Features of HDFC Gold Loan"},"content":{"rendered":"<p>Gold is an investment and we Indians have taken it a step ahead. For us, this is the ultimate investment. Whether it\u2019s for personal jewelry or to save for marriage and future expenses, Indians prefer to use gold as an investment.<\/p>\n<p>Hence it won\u2019t be surprising to know that India is always in the Top 3 countries that purchase gold. Keeping this in mind, Indian Banks and NBFCs always offer gold loan at attractive schemes where every customer can benefit.<\/p>\n<p>HDFC Bank is one such lender that has the easiest and hassle-free process for the best gold loan. If you apply through <a href=\"https:\/\/www.ruloans.com\/\" target=\"_blank\" rel=\"noopener\"><strong>Ruloans<\/strong><\/a>, your HDFC gold loan process will be approved quickly, and they have minimum documentation. There\u2019s a lot more to know and hence we have listed down few features of HDFC\u2019s gold loan that you must know!<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ruloans.com\/blog\/features-of-hdfc-gold-loan\/#1_Loan_Amount\" >1. Loan Amount:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ruloans.com\/blog\/features-of-hdfc-gold-loan\/#2_Interest_Rates\" >2. Interest Rates:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ruloans.com\/blog\/features-of-hdfc-gold-loan\/#3Tenure\" >3.Tenure:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ruloans.com\/blog\/features-of-hdfc-gold-loan\/#4Repayment\" >4.Repayment:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.ruloans.com\/blog\/features-of-hdfc-gold-loan\/#5Processing_and_Approval\" >5.Processing and Approval:<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Loan_Amount\"><\/span><strong>1. Loan Amount:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You can apply for a <a href=\"https:\/\/www.ruloans.com\/hdfc-gold-loan.htm\" target=\"_blank\" rel=\"noopener\"><strong>HDFC gold loan<\/strong><\/a> at a minimum amount of 25,000 rupees in urban areas and top tier states. When it comes to rural areas, the minimum loan amount starts at 10,000 rupees only.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Interest_Rates\"><\/span><strong>2. Interest Rates:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You must know that HDFC Bank Gold Loan always comes with competitive interest rates on Term Loan, Overdraft and EMI based loans. You are given an option to repay your loan in easy lower EMIs and you also get to choose the loan tenure as per your choice.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3Tenure\"><\/span><strong>3.Tenure:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>HDFC Gold Loans can be given for tenures that start from 6 months onward and will go up to a good 48 months.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4Repayment\"><\/span><strong>4.Repayment:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You only have to repay the interest on the loan amount every month. You will have to do this until the loan tenure ends.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5Processing_and_Approval\"><\/span><strong>5.Processing and Approval:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>HDFC is considered as the best bank for gold loans because of their fast turnaround time. When you apply here, you get minimum and simple documentation along with speedy disbursals. You don\u2019t need to pay any hidden charges.<\/p>\n<p>Within India you can gold loan in Mumbai, Delhi, Kolkata and many other states. Apply for the HDFC best gold loan and unlock the true power of your gold. Apply Here &#8211; <strong><a href=\"https:\/\/www.ruloans.com\/hdfc-gold-loan.htm\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ruloans.com\/hdfc-gold-loan.htm<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gold is an investment and we Indians have taken it  [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":4319,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[80],"tags":[246,499,546,551,576],"class_list":["post-4318","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gold-loan","tag-best-gold-loan","tag-features-of-hdfc-gold-loan","tag-gold-loan","tag-gold-loan-in-mumbai","tag-hdfc-gold-loan"],"rttpg_featured_image_url":{"full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",714,246,false],"landscape":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",714,246,false],"portraits":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",714,246,false],"thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-150x150.jpg",150,150,true],"medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-300x103.jpg",300,103,true],"large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",714,246,false],"1536x1536":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",714,246,false],"2048x2048":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",714,246,false],"blog-large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-669x246.jpg",669,246,true],"blog-medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-320x202.jpg",320,202,true],"recent-posts":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-700x246.jpg",700,246,true],"recent-works-thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-66x66.jpg",66,66,true],"fusion-200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-200x69.jpg",200,69,true],"fusion-400":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-400x138.jpg",400,138,true],"fusion-600":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-600x207.jpg",600,207,true],"fusion-800":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",714,246,false],"fusion-1200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",714,246,false],"portfolio-full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",714,246,false],"portfolio-one":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-540x246.jpg",540,246,true],"portfolio-two":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-460x246.jpg",460,246,true],"portfolio-three":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-300x214.jpg",300,214,true],"portfolio-five":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan-177x142.jpg",177,142,true],"menu-24x24":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",24,8,false],"menu-36x36":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",36,12,false],"menu-48x48":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",48,17,false],"web-stories-poster-portrait":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",640,221,false],"web-stories-publisher-logo":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",96,33,false],"web-stories-thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2019\/11\/Features-of-HDFC-Gold-Loan.jpg",150,52,false]},"rttpg_author":{"display_name":"Shivam Gupta","author_link":"https:\/\/www.ruloans.com\/blog\/author\/admin\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/www.ruloans.com\/blog\/gold-loan\/\" rel=\"category tag\">Gold Loan<\/a>","rttpg_excerpt":"Gold is an investment and we Indians have taken it 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