{"id":1813,"date":"2018-06-07T14:42:29","date_gmt":"2018-06-07T09:12:29","guid":{"rendered":"http:\/\/blog.ruloans.com\/?p=1813"},"modified":"2018-06-07T14:42:29","modified_gmt":"2018-06-07T09:12:29","slug":"tips-to-save-for-a-home-loan-down-payment","status":"publish","type":"post","link":"https:\/\/www.ruloans.com\/blog\/tips-to-save-for-a-home-loan-down-payment\/","title":{"rendered":"Tips to save for a Home Loan down payment"},"content":{"rendered":"<p>Today, saving money to buy a home is very difficult. Sure, the income earning level has increased but the rates of real estate have grown even higher than before.<\/p>\n<p>This makes it difficult for people to live in their dream home and they settle for something less. But that does not need to happen. With few steps in mind and a good savings plan, you can take the first step and pay the down payment. All you need to remember is that the bank will be financing around 80-85% of the property. Hence you need to arrange for the remaining percentage. Here are some tips to follow so you can pay for the home loan down payment.<\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li style=\"list-style-type: square; line-height: 36px;\">Save from your salary<\/li>\n<li style=\"list-style-type: square; line-height: 36px;\">Invest to gain in long term<\/li>\n<li style=\"list-style-type: square; line-height: 36px;\">Lower unnecessary expenses<\/li>\n<li style=\"list-style-type: square; line-height: 36px;\">Getting a part time job<\/li>\n<li style=\"list-style-type: square; line-height: 36px;\">Reducing your debts<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><a href=\"http:\/\/blog.ruloans.com\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"lazyload aligncenter wp-image-1814 size-large\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27484%27%20height%3D%271024%27%20viewBox%3D%270%200%20484%201024%27%3E%3Crect%20width%3D%27484%27%20height%3D%271024%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"http:\/\/blog.ruloans.com\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-484x1024.jpg\" alt=\"Tips-to-save-for-a-Home-Loan-down-payment\" width=\"484\" height=\"1024\" title=\"\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today, saving money to buy a home is very difficult.  [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":1815,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[87],"tags":[602,610],"class_list":["post-1813","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-infographics","tag-home-loan","tag-home-loan-down-payment"],"rttpg_featured_image_url":{"full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",714,246,false],"landscape":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",714,246,false],"portraits":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",714,246,false],"thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-150x150.jpg",150,150,true],"medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-300x103.jpg",300,103,true],"large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",714,246,false],"1536x1536":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",714,246,false],"2048x2048":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",714,246,false],"blog-large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-669x246.jpg",669,246,true],"blog-medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-320x202.jpg",320,202,true],"recent-posts":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-700x246.jpg",700,246,true],"recent-works-thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-66x66.jpg",66,66,true],"fusion-200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-200x69.jpg",200,69,true],"fusion-400":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-400x138.jpg",400,138,true],"fusion-600":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-600x207.jpg",600,207,true],"fusion-800":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",714,246,false],"fusion-1200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",714,246,false],"portfolio-full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",714,246,false],"portfolio-one":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-540x246.jpg",540,246,true],"portfolio-two":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-460x246.jpg",460,246,true],"portfolio-three":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-300x214.jpg",300,214,true],"portfolio-five":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner-177x142.jpg",177,142,true],"menu-24x24":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",24,8,false],"menu-36x36":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",36,12,false],"menu-48x48":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",48,17,false],"web-stories-poster-portrait":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",640,221,false],"web-stories-publisher-logo":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2018\/06\/Tips-to-save-for-a-Home-Loan-down-payment-Blog-Banner.jpg",96,33,false],"web-stories-thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/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