A 50000 salary personal loan can typically range from \u20b93 lakh to \u20b912 lakh, depending on existing EMIs, credit score, employer profile, loan tenure and the lender’s own underwriting policy. There is no single guaranteed amount. Lenders commonly use either an income-multiplier method (roughly 10 to 24 times the net monthly salary) or a FOIR-based method (capping total EMIs at around 40% to 55% of net income) to arrive at eligibility, so two people earning the same \u20b950,000 salary can be offered very different loan amounts.<\/p>\n\n\n\n