{"id":13230,"date":"2026-02-06T09:22:31","date_gmt":"2026-02-06T09:22:31","guid":{"rendered":"https:\/\/www.ruloans.com\/blog\/?p=13230"},"modified":"2026-03-02T12:28:37","modified_gmt":"2026-03-02T12:28:37","slug":"how-to-increase-loan-approval-ratio-as-a-dsa","status":"publish","type":"post","link":"https:\/\/www.ruloans.com\/blog\/how-to-increase-loan-approval-ratio-as-a-dsa\/","title":{"rendered":"How to Increase Loan Approval Ratio as a DSA"},"content":{"rendered":"<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">For every&nbsp;<\/span><strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Direct Selling Agent (DSA)<\/span><\/strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">, a higher&nbsp;<\/span><strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Loan Approval<\/span><\/strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">&nbsp;ratio directly translates into higher payouts, stronger bank relationships, and long-term business growth. When more cases are&nbsp;<\/span><strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">DSA approved<\/span><\/strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">, your credibility with both customers and lenders improves significantly. On the other hand, frequent rejections can negatively impact your earnings and trust.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">At&nbsp;<\/span><strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Ruloans<\/span><\/strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">, India&rsquo;s Leading Loan Distribution Company with tie-ups with 265+ banks and NBFCs, DSAs are empowered with advanced tools, multi-lender access, and expert credit support to increase&nbsp;<\/span><strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">DSA Approval<\/span><\/strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">&nbsp;rates consistently.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">In this blog, Ruloans explains&nbsp;<\/span><strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">practical, proven strategies DSAs can use to increase the loan approval ratio of their customers<\/span><\/strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">.<\/span><\/p>\n<h2><strong><span style=\"background-color:#ffffff;font-size:13pt;font-family:'Times New Roman',serif;\">What Is Loan Approval Ratio for a DSA?<\/span><\/strong><\/h2>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">The loan approval ratio refers to the percentage of customer loan applications that get approved and disbursed by banks or NBFCs.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">A high approval ratio indicates:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Strong customer profiling<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Correct lender mapping<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Accurate documentation<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Professional DSA practices<\/span><\/li>\n<\/ul>\n<h3><strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Why Do Loan Applications Get Rejected?<\/span><\/strong><\/h3>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Before improving approvals, DSAs must understand the common reasons for rejection:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Low or inconsistent <\/span><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\"><a href=\"https:\/\/www.ruloans.com\/check-your-cibil-score\">CIBIL score<\/a><\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Incorrect lender selection<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Incomplete or incorrect documents<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">High FOIR (Fixed Obligation to Income Ratio)<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Unstable income or employment profile<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Mismatch between loan eligibility and loan amount<\/span><\/li>\n<\/ul>\n<p><\/p>\n<h3><strong><span style=\"background-color:#ffffff;font-size:13pt;font-family:'Times New Roman',serif;\">10 Proven Ways to Increase Loan Approval Ratio as a DSA<\/span><\/strong><\/h3>\n<ol>\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Proper Customer Profiling Is the Foundation<\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Always assess your customer before logging in a case:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Age, employment type, income stability<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Credit score and repayment history<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Existing loans and EMIs<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Business vintage (for self-employed customers)<\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">\ud83d\udc49 Submitting only eligible profiles drastically increases approval chances.<\/span><\/p>\n<p><\/p>\n<ol start=\"2\">\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Check and Improve the Customer&rsquo;s <\/span><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\"><a href=\"https:\/\/www.ruloans.com\/check-your-cibil-score\">CIBIL Score<\/a><\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">A low credit score is the #1 reason for loan rejection.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">As a DSA, you should:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Check the customer&rsquo;s credit score in advance<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Identify late payments, settlements, or defaults<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Advise customers to clear dues or reduce utilisation before applying<\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">\ud83d\udca1 With Ruloans, DSAs can guide customers better using credit insights and lender norms.<\/span><\/p>\n<p><\/p>\n<ol start=\"3\">\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Match the Right Customer with the Right Lender<\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Each bank and NBFC has different risk appetites:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Some lenders prefer salaried customers<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Some specialize in self-employed or MSMEs<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Some accept lower CIBIL scores at higher interest rates<\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Submitting the same profile to the wrong lender leads to rejection.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Smart lender mapping = higher approvals.<\/span><\/p>\n<p><\/p>\n<ol start=\"4\">\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Maintain 100% Accurate Documentation<\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Incomplete or incorrect documents delay or kill approvals.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Ensure:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Updated KYC documents<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Clear income proofs (salary slips, ITRs, bank statements)<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Proper business registration and address proof<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Matching details across all documents<\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">\u26a0\ufe0f Even small mismatches can lead to rejection.<\/span><\/p>\n<p><\/p>\n<ol start=\"5\">\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Calculate Eligibility Before Applying<\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Never rely on assumptions.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">As a DSA, you should:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Calculate loan eligibility based on income and FOIR<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Suggest a realistic loan amount<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Avoid over-stretching the customer&rsquo;s capacity<\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Banks prefer conservative, realistic cases that show repayment comfort.<\/span><\/p>\n<p><\/p>\n<ol start=\"6\">\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Reduce FOIR to Improve Approval Chances<\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">High FOIR reduces approval probability.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Advise customers to:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Close small existing loans or credit cards<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Avoid new EMIs before loan application<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Add a co-applicant to increase income eligibility<\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">A lower FOIR = safer profile = faster approval.<\/span><\/p>\n<p><\/p>\n<ol start=\"7\">\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Use Technology to Track &amp; Correct Cases Early<\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Using platforms like Ruconnect App by Ruloans helps DSAs:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Track application status in real time<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Identify objections early<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Upload corrected documents instantly<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Communicate faster with banks<\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Speed and accuracy directly impact approval success.<\/span><\/p>\n<p><\/p>\n<ol start=\"8\">\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Educate Customers Before Login<\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Set the right expectations:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Explain interest rates, tenure, and EMIs<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Clarify eligibility and approval timelines<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Avoid false promises<\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Customers who understand the process cooperate better, leading to smoother approvals.<\/span><\/p>\n<p><\/p>\n<ol start=\"9\">\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Build Strong Banker &amp; Credit Manager Relationships<\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Regular interaction with bank teams helps you:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Understand updated policies<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Know lender-specific dos and don&rsquo;ts<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Get clarity on borderline cases<\/span><\/li>\n<\/ul>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">DSAs who maintain professional relationships enjoy priority handling.<\/span><\/p>\n<p><\/p>\n<ol start=\"10\">\n<li style=\"list-style-type:decimal;font-size:12pt;font-family:'Times New Roman',serif;\">\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Partner with a Strong Loan Distribution Network<\/span><\/p>\n<\/li>\n<\/ol>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Your approval ratio depends heavily on who you partner with.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">With Ruloans, DSAs benefit from:<\/span><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Access to 275+ banks &amp; NBFCs<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Multiple lender options for the same customer<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Expert credit support team<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Higher approval probability<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Attractive on-time commissions<\/span><\/li>\n<\/ul>\n<p><strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Benefits of a Higher Loan Approval Ratio for DSAs<\/span><\/strong><\/p>\n<ul>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Faster disbursements<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Higher monthly payouts<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Stronger customer trust<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Better bank relationships<\/span><\/li>\n<li><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Sustainable long-term income<\/span><\/li>\n<\/ul>\n<p><\/p>\n<p><strong><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Final Words!<\/span><\/strong><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">Increasing your Loan Approval ratio as a DSA is not about logging more cases&mdash;it&rsquo;s about ensuring more cases are DSA approved.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">By understanding what is pre approved loan, educating customers on how to check pre approved loan, focusing on customer profiling, correct lender mapping, documentation accuracy, and digital tracking&mdash;and by partnering with Ruloans&mdash;<\/span><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\"><a href=\"https:\/\/www.ruloans.com\/become-partner\">DSAs<\/a><\/span><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\"> can significantly improve DSA Approval rates and earnings.<\/span><\/p>\n<p><span style=\"background-color:#ffffff;font-size:12pt;font-family:'Times New Roman',serif;\">\ud83d\udc49 Start submitting smarter, high-quality cases and grow faster with Ruloans.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>For every&nbsp;Direct Selling Agent (DSA), a higher&nbsp;Loan Approval&nbsp;ratio directly translates  [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":13274,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[64,76],"tags":[1517],"class_list":["post-13230","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-become-a-partner","category-dsa","tag-loan-approval-ratio-as-a-dsa"],"rttpg_featured_image_url":{"full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg.jpeg",1600,700,false],"landscape":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg.jpeg",1600,700,false],"portraits":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg.jpeg",1600,700,false],"thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-150x150.jpeg",150,150,true],"medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-300x131.jpeg",300,131,true],"large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-1024x448.jpeg",1024,448,true],"1536x1536":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-1536x672.jpeg",1536,672,true],"2048x2048":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg.jpeg",1600,700,false],"blog-large":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-669x272.jpeg",669,272,true],"blog-medium":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-320x202.jpeg",320,202,true],"recent-posts":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-700x441.jpeg",700,441,true],"recent-works-thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-66x66.jpeg",66,66,true],"fusion-200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-200x88.jpeg",200,88,true],"fusion-400":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-400x175.jpeg",400,175,true],"fusion-600":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-600x263.jpeg",600,263,true],"fusion-800":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-800x350.jpeg",800,350,true],"fusion-1200":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-1200x525.jpeg",1200,525,true],"portfolio-full":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-940x400.jpeg",940,400,true],"portfolio-one":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-540x272.jpeg",540,272,true],"portfolio-two":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-460x295.jpeg",460,295,true],"portfolio-three":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-300x214.jpeg",300,214,true],"portfolio-five":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-177x142.jpeg",177,142,true],"menu-24x24":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-24x11.jpeg",24,11,true],"menu-36x36":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-36x16.jpeg",36,16,true],"menu-48x48":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-48x21.jpeg",48,21,true],"web-stories-poster-portrait":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-640x700.jpeg",640,700,true],"web-stories-publisher-logo":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-96x96.jpeg",96,96,true],"web-stories-thumbnail":["https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2026\/02\/RuLoans-Feb-Banners-12.jpg-150x66.jpeg",150,66,true]},"rttpg_author":{"display_name":"admin","author_link":"https:\/\/www.ruloans.com\/blog\/author\/admin\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/www.ruloans.com\/blog\/become-a-partner\/\" rel=\"category tag\">Become A Partner<\/a> <a href=\"https:\/\/www.ruloans.com\/blog\/dsa\/\" rel=\"category tag\">DSA<\/a>","rttpg_excerpt":"For every&nbsp;Direct Selling Agent (DSA), a higher&nbsp;Loan Approval&nbsp;ratio directly translates 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