{"id":1200,"date":"2018-03-21T15:24:37","date_gmt":"2018-03-21T09:54:37","guid":{"rendered":"http:\/\/blog.ruloans.com\/?p=1200"},"modified":"2018-03-21T15:24:37","modified_gmt":"2018-03-21T09:54:37","slug":"home-loan-interest-rate","status":"publish","type":"post","link":"https:\/\/www.ruloans.com\/blog\/home-loan-interest-rate\/","title":{"rendered":"Home Loan Interest Rate"},"content":{"rendered":"

Buying a house in India is no more an easy job. It requires a lot of paper work and huge sums of money. But many banks and NBFCs offer attractive home loan to their customers. By taking a home loan, a person can fulfill his\/her dream of putting a roof over their head. By taking home loan, one can easily get a house of their dreams without facing much financial crunches. Banks and NBFCs offer to pay back the loan via EMIs.<\/p>\n

The home loan EMIs are formed on three factors: home loan principal amount, tenure & interest rate.<\/p>\n

Banks and NBFCs offer two types of interest rates to its customers: fixed interest rate and floating interest rate<\/a>. The loan borrower can choose any one as per his\/her requirements. The interest rate on home loans starts from 8.35%* onwards.<\/p>\n

Following is a list of personal loan interest rates offered by various banks and NBFCs in India:<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Bank\/NBFC Name<\/strong><\/td>\nInterest Rate*<\/strong><\/td>\n<\/tr>\n
Aadhar Housing Ltd.<\/td>\n11% Onwards<\/td>\n<\/tr>\n
Aditya Birla Home Finance Ltd.<\/td>\n8.55% Onwards<\/td>\n<\/tr>\n
Axis Bank Ltd.<\/td>\n8.65% Onwards<\/td>\n<\/tr>\n
Capital First Home Fin Ltd.<\/td>\n8.60% Onwards<\/td>\n<\/tr>\n
Citi Bank<\/td>\n8.35% Onwards<\/td>\n<\/tr>\n
DBS Bank Ltd.<\/td>\n8.25% Onwards<\/td>\n<\/tr>\n
DCB Bank Ltd.<\/td>\n10.48% Onwards<\/td>\n<\/tr>\n
Deutsche Bank<\/td>\n9.35% Onwards<\/td>\n<\/tr>\n
Dewan Housing Finance Ltd.<\/td>\n9.35% Onwards<\/td>\n<\/tr>\n
DMI Housing Finance Pvt. Ltd.<\/td>\n12.75% Onwards<\/td>\n<\/tr>\n
Edelweiss Housing Finance Ltd.<\/td>\n10.50% Onwards<\/td>\n<\/tr>\n
Fedbank Financial Services Ltd.<\/td>\n8.95% Onwards<\/td>\n<\/tr>\n
Fullerton India Housing Fin. Ltd.<\/td>\n8.50% Onwards<\/td>\n<\/tr>\n
HDFC Bank Ltd.<\/td>\n8.35% Onwards<\/td>\n<\/tr>\n
HSBC Ltd.<\/td>\n8.65% Onwards<\/td>\n<\/tr>\n
ICICI Bank Ltd.<\/td>\n8.35% Onwards<\/td>\n<\/tr>\n
IIFL (India Infoline Finance Ltd.)<\/td>\n9.55% Onwards<\/td>\n<\/tr>\n
Indiabulls Housing Finance Ltd. (IBHFL)<\/td>\n8.35% Onwards<\/td>\n<\/tr>\n
L & T Finance Ltd.<\/td>\n9.90% Onwards<\/td>\n<\/tr>\n
Magma Housing Fin. Ltd.<\/td>\n8.50% Onwards<\/td>\n<\/tr>\n
PNB Housing Finance Ltd.<\/td>\n8.50% Onwards<\/td>\n<\/tr>\n
Reliance Home Finance Ltd.<\/td>\n10% Onwards<\/td>\n<\/tr>\n
Religare Housing Dev. Fin. Serv. Ltd<\/td>\n12% Onwards<\/td>\n<\/tr>\n
Standard Chartered Bank<\/td>\n8.55% Onwards<\/td>\n<\/tr>\n
Shriram Housing Finance Ltd.<\/td>\n15% Onwards<\/td>\n<\/tr>\n
Tata Capital Housing Finance Ltd.<\/td>\n8.70% Onwards<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

*The above mentioned statistics are as of March 2018. These can change as per the bank\/NBFCs policy terms and the loan borrower\u2019s profile.<\/p>\n

Click here<\/a> to check your eligibility for home loan.<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

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