{"id":10684,"date":"2024-12-12T10:19:12","date_gmt":"2024-12-12T10:19:12","guid":{"rendered":"https:\/\/www.ruloans.com\/blog\/?post_type=web-story&#038;p=10684"},"modified":"2024-12-12T10:19:13","modified_gmt":"2024-12-12T10:19:13","slug":"the-dos-and-donts-of-taking-a-personal-loan-in-2024","status":"publish","type":"web-story","link":"https:\/\/www.ruloans.com\/blog\/web-stories\/the-dos-and-donts-of-taking-a-personal-loan-in-2024\/","title":{"rendered":"The Do\u2019s and Don\u2019ts of Taking a Personal Loan in 2024"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link 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poster-portrait-src=\"https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/cropped-The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_01.jpg\"><amp-story-page id=\"9655146f-7062-412e-a70a-5138028d5a44\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d6113c87-782d-4ad6-9b5b-804ca86b93f1\">\n<div style=\"position:absolute;width:100%;height:100.11013%;left:0%;top:-0.05507%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_01.jpg\" alt=\"The Do\u2019s and Don\u2019ts of Taking a Personal Loan in 2024_Slide_01\" srcSet=\"https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_01.jpg 454w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_01-400x712.jpg 400w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_01-200x356.jpg 200w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_01-169x300.jpg 169w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_01-150x267.jpg 150w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_01-27x48.jpg 27w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_01-20x36.jpg 20w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\"><\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/www.ruloans.com\/personal-loan\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"67dd5638-83f3-4f86-b627-afef44934384\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d8e2ea\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0eb49c4f-a97d-43b5-ae09-c9a64e609e5c\">\n<div style=\"position:absolute;width:100%;height:100.11013%;left:0%;top:-0.05507%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_02.jpg\" alt=\"The Do\u2019s and Don\u2019ts of Taking a Personal Loan in 2024_Slide_02\" srcSet=\"https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_02.jpg 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disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\"><\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"13ad3a35-2436-4b4c-918d-f5eb15440202\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d5dee5\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-3506ef47-37f0-4e54-8a37-9eec467f44be\">\n<div 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class=\"page-fullbleed-area\" style=\"background-color:#d4dce4\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-1439cd00-c6da-4e81-b920-f215bf6c557b\">\n<div style=\"position:absolute;width:100%;height:100.11013%;left:0%;top:-0.05507%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_04.jpg\" alt=\"The Do\u2019s and Don\u2019ts of Taking a Personal Loan in 2024_Slide_04\" srcSet=\"https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_04.jpg 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disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\"><\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/www.ruloans.com\/check-your-cibil-score\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"1bbb0824-9d98-404f-89f6-d16d2df856c7\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d5dde7\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div 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id=\"ca527bcb-231e-440d-aba6-9901fde52982\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d4dce1\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-908e1231-987e-42b0-97a0-a5f064b58f05\">\n<div style=\"position:absolute;width:100%;height:100.11013%;left:0%;top:-0.05507%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_06.jpg\" alt=\"The Do\u2019s and Don\u2019ts of Taking a Personal Loan in 2024_Slide_06\" srcSet=\"https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_06.jpg 454w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_06-400x712.jpg 400w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_06-200x356.jpg 200w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_06-169x300.jpg 169w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_06-150x267.jpg 150w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_06-27x48.jpg 27w,https:\/\/www.ruloans.com\/blog\/wp-content\/uploads\/2024\/12\/The-Dos-and-Donts-of-Taking-a-Personal-Loan-in-2024_Slide_06-20x36.jpg 20w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\"><\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/www.ruloans.com\/\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avoid pitfalls and make informed decisions with your personal loan in 2024. Explore the essential do\u2019s and don\u2019ts to manage finances 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