Bajaj Housing Finance Home loan in India

Self Employed

New Loan
Balance Transfer
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Bajaj Housing Finance Limited (BHFL) Home Loan is a reputed subsidiary of the NBFC - Bajaj Finance Limited. They have provided a convenient and affordable housing solution for more than 38+ million customers in India. They provide a host of loan hassle free solutions to customers. With their housing solutions, you can fulfill all your housing requirements like,

BHFL provides one of the best housing solutions to customers as they understand the needs of each customer. You can get a home loan up to 2.5 crore at the most attractive rate of interest. Not just this, there are various features and benefits that we will list down for your understanding.

  1. Higher loan tenure: With BHFL, you can get the longest home loan tenure i.e. up to 30 years. Yes, you can opt for the longer tenure and effectively reduce your monthly EMI burden.
  2. Home Loan Fresh: If you are opting for a home loan for the first time, then this is the offer you can get - Lowest EMI with an option to pay ONLY Interest for first two years (Principal moratorium for first 2 years) and Home Loan rates will be linked to RBI's benchmark repo rate.
  3. Home loan Balance Transfer: If you are opting for a home loan balance transfer, then these are the offers you can get
  4. Home loan Top-Up: The best part of getting associated with BHFL is that you can get a top-up on your sanctioned home loan amount. Using this amount you can finance various housing requirements like furnishing/renovating your house, paying your child's education/tuition fee, and even buying a car.
  5. Interest Rates and other Charges: BHFL provides the lowest and most attractive rates on various housing finance products so that customers can own their dream house without any problems.
  6. Prepayment and foreclosure: There are no charges on part payment of foreclosure of your home loans.
  7. Minimal documentation and quick processing: BHFL has one of the easiest eligibility criteria and minimum documentation so you can get a hassle free home loan solution. With facilities like doorstep document pick up, you can speed up your home loan application processing.
  8. Digital benefits: With the help of our home loan calculator, you can get an approximate idea of the EMI that you will need to pay. Also, through our customer portal, you can check the online management of your home loan.

As mentioned above, the eligibility criteria of BHFL is easy to fulfill and so is their documentation as its minimum and will save a lot of your time. Here are the eligibility criteria for both salaried and self employed customers (New Home Loan + Home Loan Balance Transfer).

For Salaried Individuals: For Self-employed Individuals:
The customer must be a residing citizen of India The customer must be a resident of India.
The customer should be aged between 23 and 62 years The customer should be aged between 25 and 70 years
The customer should have at least 3 years work experience The customer should be a self-employed individual with at least 5 years of continuity in your current business

These are the documents that will be required by a customer to apply for a BHFL Home Loan: